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Noobs guide to investing?
I am hoping someone can either provide links - or even write - a noobs guide to investments. There is so much overwhelming information and confusing lingo that it is hard to know where to even start when considering investments. Lets say that all ISAs have been maximised and that Person A has 40k left over to invest. At…
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Investec Hi-5
Hi all, Thinking of ditching the above account as the % interest has been poor of late. I was just wondering how many of you have 'ditched' this account for better rates elsewhere? My only thought is that once interest rates rise this is a good product which is no longer available for new customers, but is it worth holding…
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Top Tip? Renovo
Just had a good Tip for a 2011 share. 73.00p as of 27th 13:00 Renovo (RNVO) They have an AGM on the 8th of feb, Should be good news for share holders I would buy in before then. But please do some of your own investergatation first!!!!!! Renovo is a biopharmaceutical product company and is a leader in the discovery and…
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Tracking Share Prices
Hi there, I'm looking at investment opportunities for my children. We've got a child trust fund (just stakeholder account) with one of them (Engage Mutual). As well as tracking the share prices for Engage Mutual I'm looking to open a child investment plan with F&C (for one child) and Aberdeen (for the second child). I've…
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Selling shares without certificate
I've got a few hundred pounds worth of shares in a company that I might want to sell - trouble is I can't find a share certificate. I've still got the receipt/instruction to buy paperwork from the brokers when I bought the shares back in 1998, so I know how many I've got. And I still get sent the annual financial reports…
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West Brom PreMaturity Bond
I have an e bond with West Brom which matures in May 2011. I have just received an offer of a rollover into a pre maturity bond paying 3% for 1 year. The deadline for replying is the end of February. While it seems a reasonable rate I am wondering why they are doing this so far in advance of maturity. Does anyone have any…
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Best saving option for £20k
Hi, I've won and lost some decent money on the stock market in the past but have £20K that i keep as my safety net money. At the moment it's just sat in my current count earning very little. I don't really want to tie it up in ISA's and premium bonds seem to return little unless you get lucky. So really i'm just looking at…
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Registered for eSaver (Santander) - now want to cancel. How?
A couple of days ago I registered to open an eSaver (issue 2) account with Santander. I did it without doing thorough research :silenced:, and now want to cancel as I've 'fixed' my ISA with HSBC (they had rendered it inactive as I hadn't used it in so long). The eSaver isn't officially 'open' until I send them my ID etc,…
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ISA fund transfered without permission
I have authorisation to manage my mothers ISAs, a few of which are are in FundsNetwork through BestInvest. Yesterday I logged in and found the total valuation had gone from ~40k to ~15k with 2 funds missing in the valuation list. It was too late to phone, so I logged on this morning to see ~25k had been invested in Premier…
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how to find fund using ISIN or SEDOL
Hi, I've been trying to get details about the fund that my pension is invested in. I contacted the service provider Zurich an dthey have got back to me today. They gave me the name of the fund - HSBC Life Amanah Pension Fund and also SEDOL: B1BQSW1 ISIN: GB00B1BQSW14. My individual Zurich pension page shows my shares worth…
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broker recommendations
sites like digitallook,iii, ft, tdw give you brokers buy/sell/hold recommendations on a share by share basis. thats good, but what i would like to find is a tabular list of shares that shows this info along with the price yield and so on - any takers? fj
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Pay off Mortgage or Squirrel it away?
I have owned a flat for nearly 3 years now on an interest only mortgage to get on the ladder. I now earn a pretty decent salary so want to start making a dent on the mortgage. Thing is I'd like to save for a new house within two years, i.e. something with a garden. So my question is do I use my normal savings money each…
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Premium Bond cashing in help
Hi all I have a £5000 premium bond. Can I part cash it in...ie get £3000 cashed in and leave £2000 in premium bonds or do I have to cash in the whole bond in one go then reinvest any I don't want? Sorry to be thick! Thanks you
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1960 Savings
I am not sure if this correct place , but I could not think where else to put it. In 1960 whilst at school I had 2 paper rounds and with pocket money from family managed to save 5 shillings each fortnight. My question is how much would be the equivelent in to-days money? :)
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HELP - Interest calculation - double check
Hi Not sure if this is the right forum to post to, but hopefully it is, and hopefully you could help. Basically, I'd like to know / double-check what the interest will be on £100,000 from 1 June 2007 to 31 January 2011 is if the interest was 2% above base rate and moved in line with whenever the base rates were effective.…
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Safe short term savings
In 2-3 weeks I will complete on my house and receive about £450,000 that I will need to use in about three months to buy my new home. I can't afford to have the money at risk. Other than opening multiple bank accounts with different banks with different passports how can I save the money without risk? A return would be…
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Premier Plus Financial Advisers - anyone use / recommend them?
Any feedback on these people, http://www.premierplusltd.co.uk/ found then recently as one office is local to where I'm moving and just in the right time to find a new IFA - but don't want to choose blind....
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How do you find out if you can buy shares in a company?
Apologies if this is as a really obtuse question but i am going to ask it anyway. My boss has just asked me about a company, Numenta, and if i knew anything about them etc as he knew i held shares in a few companies. Other than typing the name into iii or my share dealing account, is there a simple way of finding out if…
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NS&I - should I remove money?
Hi, I invested £3k in the above for 3 years last February. I wondered, would you recommend removing this money now in Feb and putting it in a fixed rate account or should I leave it in? Thanks
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Where does the money go?
I have a UK bank current account and a feeder account where surplus funds each month are transferred. This can build up into a tidy sum over a year. The interest rate however is crap. So, over the internet, I set up an electronic transfer facility with the account details of a Building Society that pays a relatively good…
