-
NR - internal transfers
When I move money from my Northern Rock Silver Saver online to my NR 'e' saver online its a different choice button from the one where you choose a nominated bank account to BACS out to, so are the funds moving just within Northern Rock , instantly cleared, or do NR use the opportunity to use your money for a few days…
-
£100k to invest
I have £100k available, 5 years from a professional pension but on a 1 year rolling contract. My plan includes* Invest £10k per annum into ISAs for my partner and I on a year by year basis * Meanwhile split it into two £50k chunks and invest it into the 2 highest interest Savings accounts e.g. Post Office Online Saver *…
-
F&C Predictions for 2011
I had an F&C newsletter come through yesterday with predictions for the year ahead that I thought might be of interest - particularly no.5 to the gold fans! 1) Euro still to be weak 2)Increase in M&A activity 3) High yield stocks to perform 4) US 10 year bonds to fall 5) Gold to remain attractive 6) More QE 7) Larger…
-
Investment/house dilemma
My father has recently passed away, and left my mother everything which is great, she wants to do the best thing for my brother and me, the investments/savings are best part of £500k there is the house mum is living in (500k) and also a house in flats that I live in worth £450k bringing in a clear 1 k per month which…
-
How to Invest £28,000 wisely
I have 4300 rolls royce shares and am confused what to do with them wether to sell and invest or keep ! if i sell i can leave money untouched for 5 years, i am not willing to take any risks with the money and any advice on what to do with money would be most helpful. ie savings accounts etc..... thanks in advance
-
Time to go long crude oil?(if you didn't already)
Many analysts believe oil prices this year will top $100 a barrel for the first time since 2008. In fact, some even believe they'll reach $150 a barrel, topping the record high set nearly three years ago. "I believe we'll be looking at $150-a-barrel oil by mid-summer," says Money Morning Contributing Writer and Editor of…
-
Offshore savings
Hi, I'm a UK citizen but based outside the EU, and have some sterling savings that I'd like to try to at least beat UK inflation with. I understand that as a non-UK resident it will be next to impossible to open a UK savings account. Can anyone recommend an offshore account, though, that would give a reasonable return…
-
Finding out interest rates?
I've had my ISA and savings account for a while now & am thinking it's probably time to change because there'll be better rates around, but I don't know what the interests rates actually are on those accounts at the moment. Does anyone know how I can find this out without actually working it out myself? Also, any advice on…
-
ING Orange Account?
Hi there. I am living in another country probably from most of you, as this is a UK site. But what I would like to ask is about the ING Orange account. ING started promoting the ING orange accounts in my country and giving a high interest rate. I would like to learn the evolution of ING Orange in your country as it has…
-
Savings Advice
Hi everybody I will soon inherit a fairly substantial, but not huge, amount of money from my late father's estate. I intend to put it all in a savings account to use it as a deposit on a house in the future. I will probably not need to touch it for the next few years. I was wondering what advice anyone can give me in terms…
-
Best Long Term Savings Type for a Child
My best friend will be having a baby this year and I would like to set up a savings account in the child's name. As someone who has been in perpetual debt since my teens, knowledge of the savings world is not exactly my strong suit, so I'd be very grateful for advice. I have no large deposit to invest straight away (though…
-
Jewellery
...............
-
Pension, savings or Isa's?
Just after some basic advise / help. My husband is 43, self employed and has no pension or savings of any kind. If he wants to put aside £150 a month, is he better off putting it into a higher interest savings account and paying tax, an Isa or a pension? Just some general opinions would be great! Thanks :)
-
Medysis Shares
I have some medysis shares - what are they worth ??? please
-
Halifax - another useful loop hole.
Halifax Web Saver Extra pays a useful 2.5% +0.2% if you have a funded current ac with 'em, so 2.7%. But it has withdrawal restrictions: 30 day loss of interest on amount withdrawn after one free withdrawal. And its only one ac per customer. You can make it a no penalty access: Say you want half your deposited funds now,…
-
Savings blues...need a bit of inspiration!
Hello I've been following this forum for quite a while and I'm amazed at how much people are trying to save these days, be it £200 or even £50 a month! I've just started a 'proper' job after graduation. The pay is nowhere near the average of £20-25k and I've got real issues with my finances at the moment that I don't know…
-
Premium Bonds
Has anyone else noticed how long it takes to pay out small Premium Bond prizes? The draw is made on the first of the month and I know I've won £25, but 4 weeks later and no sign of the prize. It was the same last time I won, yet if you play the Nationalo Lottery online and win, it's credited to your account within a day or…
-
gift
Hi all, I have about £4500 in shares, can I give them to family member as a gift. I deal with Halifax. Regards Bob.
-
selling 000's of AIM shares - would i 'flood' the market?
might well be a silly question, but ive been building up my shares in a specific AIM company the last few months every payday, and was wondering, if i decided to sell them all on a single day, is there the chance there'd be not enough buyers out there, so id only end up selling a percentage of them? is that how it works…
-
Tax on shares
I put some money into shares for the first time last week and so am pretty new to all this so forgive my ignorance, but have a question regarding any capital gains tax I may have to pay when I come to sell. I have so far made about £9000 profit, with the total value of the shares now being around £19,000. If I sold them…