-
Julian Hodge Bank
Does anyone know if this is a good, safe bank? Personally I have never heard of it, but they are offering a bond paying 3.7%. If there is already a thread on this bank, then I apologize in advance:D
-
investec high 5 account
I am thinking about putting 25k into these are they any good?
-
How do you time when to buy into a share?
I have been watching a share i want to buy for a while now, and have hesitated to buy as i obviously want to get in at the lowest share price i can. So how do others pick the timing of buying into a share? Nothing is has happened or is expected to in the share, so it is just occassional buying/selling that is slightly…
-
Scottish Widows Internet Saver
Hi all, I was wondering if anyone has had any experience, good or bad, with Scottish Widows? They are currently offering 3.01% with their online internet saver account inc a 12 month bonus of 1%. Any comments would be appreciated, thank you. PS - do you know why this account never seems to appear on the comparison websites…
-
£90k to invest - options?
Hi all, I have a stack of cash in a Halifax Guaranteed Savings account that is due to mature soon. That has been fixed at 6% for the last year, but obviously rates have fallen substantially since then. I'm not sure what to do with it all. I see that NS&I were doing a fixed rate bond @ 3.95% but that has now ended. I guess…
-
What's this, what's this, what's this...?
Has anyone else received a letter today from Egg stating "I regret to inform you that we have taken the decision to close [ALL] your accounts with us, as we are entitled to do so under clasue 11.1 of our Terms and Conditions, a copy of which [section 11 only] we enclose. We shall give you [60 days notice] before we close…
-
Child trust fund help!!!
Hi!! My brother has just had his first child and Im looking to open up a child trust fund for his new daughter. After reading various articles on here, I see they could be eligible for a free £250 government voucher. 2 questions regarding this though: 1) how do they get this, or does the government ALWAYS send it through…
-
How to find business investment
Hi, I wondered if anyone would be able to point me in the direction of getting a business investment. I sell kitchen appliances and have contracts with Hotpoint, Creda, Indesit and Canon. I am looking at expanding my range of products. I have proof of sales of average £7000 PCM online + 30% direct sales. The max sales…
-
ISA transfer - loss of interest
I have just transferred an ISA from Abbey to Chelsea BS. Abbey 'closed' my ISA, with a cheque to Chelsea BS dated 25 days after the closure - which, according to Chelsea, means that i receive no interest on my ISA during that time. Chelsea BS say that it is nothing to do with them. Can this be allowable? Tenorman.
-
UK Number for CitiBank Savings?
I have recently opened their Flexible Saver Issue 6 and I was just wondering if Citibank had a UK call centre I could get directly through to? I have had to call twice already once to activate my account and once to check my rate and both times... India :( Can anyone help?
-
Unit trust isa confusion...
Hi, I am trying to find out more about Unit Trust ISA's. This is my understanding I can set one up with a Discount Brooker and I can choose the market which the money is invested in is this correct? I am looking on the Hargreaves Lansdown website and am getting a bit confused I was going to give them a call and speak to…
-
Halifax Share Dealing first 'Deal Time' offer
My apologies if this has been posted, please delete if it has. i just got this email, I hope it may be useful to someone... Halifax Share Dealing first 'Deal Time' offer Introducing our first 'Deal Time' offer On 25th November we'll be running our first 'Deal Time' offer. Between 12pm and 3pm on 25th we're offering all…
-
Barclays Regular Saver - don't they want my money?
Encouraged by the MSE article which identified Barclays Monthly Saver (4.25% interest) as one of the best-paying and flexible regular savings accounts, I thought I'd open one.... Judging by the obstacles I encountered, climbing Everest (or robbing the bank!) would have been easier. According to their website, since I was…
-
£8,000 to invest - and require withdrawals
What account should I go for? I have £8,000 to put into an account now but it'll be dipped into regularly to give me living expenses. Therefore I'm assuming that an account which pays interest monthly would be preferable as, after a year, it's possible there may only be £6,500 remaining of it. But what account is best? I…
-
Help me get started - absolute beginner.
Hello all! :beer: As I am a complete beginner to the forums (this is my first post) and to Money Saving in general, I ask you to please go easy on me. I have already asked the following question on another wonderful website, but as it is a US-oriented site, they suggested I ask it here to get more localised advice. So here…
-
What should one do?
As the title starts... ...What should one do if one has freed up £125 a month in their budget and hasn't got it allocated to anything particular?
-
Cheap tracker funds
I am looking into investing regularly (small amounts) into a cheap tracker fund. It seems that HSBC trackers are the cheapest followed by L&G ones. Is cost the only consideration when choosing a tracker (i.e. opting for a HSBC fund) or perhaps other parameters need to be considered? BTW information on tracking errors does…
-
Work Share Save scheme - Doh!
Ok - first post. Don't flame me too much - and please bear with me on this one: There's been a bit of a mess up with my Share Save scheme with my employer. Essentially: 1. I invested £50 per month from March 2006 until March 2009. 2. Scheme matured in 2009 3. I received an email stating that the scheme had matured and that…
-
Gold climbs to record US $1,148.40
LONDON -- Gold climbed to a record in London and New York as investors bought the precious metal as an alternative to a weaker dollar. Silver and platinum rose to the highest prices in at least 14 months. The Dollar Index, a six-currency gauge of the greenback's performance, declined as much as 0.6 percent as the euro…
-
U.K. Royal Mint Quadruples Production of Gold Coins
Nov. 19 (Bloomberg) -- The U.K.’s Royal Mint, established in the 13th century, more than quadrupled production of gold coins in the third quarter after demand for the metal increased as investors sought to hedge against a weakening dollar. Output rose to 32,735.8 ounces from 7,500.2 ounces a year before, according to data…
