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different type of saving
I've read about a different type of saving that could give us alot better return in a recent edition of (I think) woman and home magazine. It said that we, as savers lend money to others which is spread over alot of folks and we can get up to 10% back. Do you know what this is called or where I can find it. Unfortunatley I…
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Withdrawing money from Invesco Perpetual High Income
Hi all, I'm thinking about starting to invest some money into the Invesco Perpetual High Income fund that I know quite a few people seem to like. I've never invested into anything other than my pension - which pretty much happens automatically - and so I had a couple of quick questions. 1. Are there any fees for…
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ING's 'accept' bonus icon has disappeared
I had a KE saver account that was transferred to ING. They advised that they had a 6 month promotional bonus of 2.02% that was available until 9th March. When I first viewed the new account, the 'Accept' icon was there, but I didn't accept then deciding to wait nearer to the 9th. But now I want to accept, it seems to have…
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Halifax Personal Investment Plan - Investment Losses - Advice
My mum had opened up a personal investment plan with Halifax last September (2008) in a medium risk category. Anyway, with all the credit crunch malarkey we decided to see what the value was today... Her opening investment was £23,000 and 6 months later today it was valued at £18,000... needless to say whilst we knew the…
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Are members liable for Building Societies debts?
Are the "members" of a Building Socitey liable for it's debts in the event that it were to go bust? The reason I ask is because a few years ago I opened a savings account at a Building Society on behalf of my niece, in order to keep her savings safe and earn some interest on them. However, the Building Society occasionally…
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Savings Advise
First of all, great site and forum. Right, I'm currently have all my savings with NatWest in their e-Savings account which is giving me a lowly 0.80% (after tax). Could anyone advise on a better account with instant access without having to lock my money away? Oh, and online access is a must. Thanks!
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I need a savings account for my 12 year old nephew
Hi My nephew has an expensive school trip coming up next year. His parents have said that if he can save up/earn the spending money, they will pay for the actual trip. His parents are terrible with money - the kind who don't save anything and my nephew is worried that if they open an account for him it will end up with…
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Help needed
I have a fixed savings maturing next week at 5.65%. I have an option of internet saver at 2.30%. After some research, that seems to be a reasonable rate at this situation but opinions are appreciated. Fixed saver or just in the 2.30% or something else? There are many similar threads, but some opinions are appreciated. :j
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please please help!
hi I have 30,000 i need to invest for a year (until I can put it into mortgage, I am trapped till Aug 2010) I m so confused where to put it with all the horror stories of banks collapsing.I decided on post office and now been told that maybe its not so safe as its bank of ireland. PLease can someone advise me of the safest…
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Have 10k - Which account is best for me?
I have 10k in an internet saver via Lloyds TSB and is earning the princely sum of 1 pound and 23 pence approx per month in interest. I'm on minimum wage and would like instant access to the money should i need it..i'm pretty clueless about which route would be the most advantageous. Any ideas would be appreciated.
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LLoyds heading 75% state ownership
http://www.guardian.co.uk/business/2009/feb/27/lloyds-toxic-assets Lloyds reputation as the slow and prudent bank is ruin
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Barclays 6% Regular Saver being pulled
Hi folks, went and signed up for the Barclays 6% regular saver today that's currently the best regular savings account in the Savings section and the lady told me that the account will be pulled this coming friday (6th March). If this is true then the Savings guide needs to be updated quickly so people have a chance of…
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the best return
Hi there, I was hoping for some advice / assurance in relation to my current savings approach. I have approx 7k in an ISA which i'm thinking is fine to leave for now, and for the medium term. However I have approx 6k in a savings account which frankly is providing so little interest its untrue! Has anyone any advice on how…
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How Far Will the FTSE Fall? MoneySavingExperts Survey Results.
The survey results are now posted here as a new thread so as to be more likely to be seen by all of you that were good enough to reply. Thanks to you all. THESE ARE THE SURVEY RESULTS - THE ORIGINAL QUESTION POSED IS BELOW THE RESULTS: There was the odd spoiler suggesting daft figures to try to mess up the averages,…
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Lost interest when transferring funds
I had some funds in a savings account with specific rules. If i transferred any funds from this account I would loose the interest paid for the remainder of the month on any remaining funds. When I came to transfer all the funds to another bank, i transferred a small amount to one account and the remaining (about 99% of…
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Covered warrants?
I was thinking about investing in covered warrants, and have a couple of questions about them. I've been reading up a lot about them and experimenting with some calculators. There is a selection of calculators at https://www.warrants.com for anyone interested. I'm aware they are high risk, but I believe not as risky as CFD…
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Online password changing-no emails?
Today i've changed my password on about 12 different online accounts.Only 1-Yorkshire Building society,emailed me telling me my password has been changed.Why can't all the others do that?If it was someone else hacking my account & changing passwords i wouldn't know until next time i (tried to) log on.Not very good.
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New to the world of saving and trying to work out whats best for me...
Hi, I'm relatively new to the world of saving, please forgive me for making a new thread. As it stands all my money is in the A+L Premier Account which I understood had a guaranteed rate of just over 8% (before tax) for a year from opening (I opened it around August last year). However this only applies to the first £2500…
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Transfered money from ISA in error
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Northern Rock Cash ISA issue 97
Hi all, I'm new to posting on this forum but have been lurking for a while, so if I have posted in the wrong place let me know! I have opened a NR Cash ISA issue 97 and was so keen to get the fixed rate, transferrign aroung 2500 from and alliance and leicester ISA. I did not read that deposits must be £500 or more. This…
