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Intelligent Finance
Now reduced savings rates-needless to say customers were not informed!
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Natwest e-Savings
Hi, I opened an eSaver in August when the rates were 6.00 % (which included a bonus rate) Now on the web site it states that its 4.47% including bonus. Since its variable am I correct in assuming that this rate is the current rate applicable to my e-Saver?…
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Anglo Irish shares hit rock bottom
Down another twenty percent today to 76 eurocents . If you are interested there is a lot of news today concerning this bank on ft.com as well as mention on BBC World News.
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Icesave ISA certificate?
I received my Icesave savings and ISA cash a few weeks ago. I seem to recall that they would send out an ISA certificate so that th ISA amount could be paid into a new ISA without losing its tax-free status. I haven't received an ISA certificate in the post yet. Has anyone else?
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BM being cheeky !!!!!!s!
I sent off a cheque and application form on friday, to arrive by special delivery before 1pm on monday. On the weekend I decided to cancel the application so that I could put the money in my BOS IASA instead. I called BM first thing on monday to cancel the application and I was told that they had recieved my application…
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Does STAGECOACH look a good BUY?
Been battered this morning (20% down). Looks a good buy for the recession...people not being able to afford new cars or selling their old ones and using public transport?
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Live Share Prices
I am new to the site so apologies first if I have not done this correctly. i want to know if anyone can recommend a good website for FREE Live share prices (not 15 minute delayed prices). A lot of sites claim to be Free and live but then try to get you to pay for it. Any help would be appreciated.
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is this a TOP tip for saving?
I was thinking whether this is true or not. 2 saving accounts paying the same rate of interest (say 5% AER). But account "A" pays its interest end of March and account B pays its interset end of September. If i have lump sum today and put it in account "A" where the next interest is paid in March 09 (sooner the account B)…
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Shares - Opening and Closing Price
Ok so little question, shares. They stop at 4.30 everyday, and open at 8.30 (or 9? who cares its not the point :D ). But the closing price isn't the same as the opening price the next day? Why not? surely theres been no trading of the shares between then so how can the price change? http://uk.finance.yahoo.com/q?s=VOD.L…
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Gold Gold Gold
Hi, With all the current rate cuts I'm giving some serious thought to investing in Gold. However I have never done this before and was wondering if anyone had any advice, hints, tips or any knows any good websites whereI can do some reserach about investing. I was also wondering if anyone has a good broker or knows of a…
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R105 & R43
FYI I just spoke to HRMC on 0845 070 0040 (info line for non UK residents) and as an alternative to form R105 (not all banks accept it and HRMC unfortunately does not publish a list of the banks accepting it), you can fill an R43 (available online) called Tax Repayment Claim allowing you to reclaim tax deducted from your…
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Best business deposit account
Hi there I currently have my business reserves in Abbey, but they've just released their latest interest rates, and they are dire (1.5% in reserve account, 2.5% in time deposit) I know most interest rates are low at the mo, but does anyone know of anything better. I've got perhaps 80K to put away. I've also heard that you…
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Best way to save £500 a month?
For one reason and another I'm currently able to save £500 a month. This will only be the case up until April 2009. I have been saving the money since July 2008 and have been putting it into my Nationwide 'e-savings' account. Could I put this money elsewhere and earn more interest? Where and how would be the best place to…
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Norwich Union Investment Bond
Hi , I have just had my annual statement and ,things look not good .This time last year ,my bond was worth £6000 more than the amount I invested ,this year it is only £1000 more .I have withdrawn £3500 from the original amount .in the last 3 years but otherwise ,left it . Should I panic or ,just leave it where it is ?It…
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how do u organise everyday savings ?
we have a main saving acc but im thinking of having some more like one for car one for xmas then the main one how much do u think i should save everymonth for car savings for a mot and service once a year i pay insurance monthly also how much do u put in xmas savings ? do u have a seperate acc for grocery spends ? if so do…
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Selling back foreign money?
:j Where is the best place to get the best deal to Exchange Euros into Pounds?The money was brought into the UK.
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savings and inflation
I am fed up reading numerous posts saying that money needs to be invested rather than saved to keep ahead of inflation. With careful planning it is possible to receive real returns purely by saving.The previous year most of my savings were fixed at an average of 6.4% which equals5.1% after tax.During this period RPI…
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Standard Life fixed bond still available
Sorry if this already mentioned elsewhere -- scanned through a few pages of thread titles and didn't see it. Standard Life Bank's Savings Bond still open, but the rate was effective 11 Nov so may not be there much longer, and there's also this notice: Due to the expectation of a further Bank of England Rate reduction on…
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Couple of questions
I have invested a large sum of money in a 6 month fixed rate bond with Birmingham Midshires and have also locked away £3600 into an ISA for the year. I was wondering what I should do with the remaining money that will be coming in the mean time. I have opened an Halifax Web Saver Reward (hopefully fixed at 5% for the year)…
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Where's best to save £70k safely?
Hi My dad has just received his inheritance and is asking me how he should invest or save it!! He's retired and does want to put the cash at too much risk. I'm wondering what's the best way he can invest this money. He already has an ISA and will continue to contribute to it, so I was going to suggest he just put the money…
