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Advice Wanted on Joint Account
Hello, Can anybody out there help me...? I have been looking into setting up a joint account for myself and husband. We would like instant access, and a decent rate of interest, does anyone know of one ? Thanks
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Icici Bank Internet Banking Nightmare
I would like to draw attention to issues of the online Hisave account with ICICI bank. Below is the following email I managed to send them (eventually and through a specific webpage - not the page mentioned below) I'm very concerned and dissatisfied with the internet website and the customer service regarding this matter.…
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Where's best for my money
Hello Still quite new and if I'm honest find it hard to understand financial jargon so after some advice please. I have £7k (currently sitting in A&L plus saver account) and wish to move it to get the best out of my money. Ideally I would like to save this for the future my unborn child but realise that life changes so…
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£12,000 to save
Hi, this is my first post on this forum, so bear with me. I have recently had a Guarenteed reserve from Halifax mature of around £12,000. I have no debts to pay off and have used up my ISA allowance for the year. I was thinking of putting this money in either an Icesave or Kaupthing savings account and drip feeding this…
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investing a lump sum for a child
My five year old son has inherited his father's lump sum pension payment from the Norwich Union, amounting to just under £10,000. The company states that it may only be released into a bank account in his name. If I open a bank account for him, could I then withdraw it and invest the money on his behalf? It strikes me that…
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Finding the right financial advice/wealth management
Having spent the last 15 or so years always looking after my own money management and investment planning, I'm getting to the point where I am thinking about using someone with more knowledge and experience to do this. Whilst I am not looking for someone to cover all aspects (I recognise that you can't be an expert in…
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Halifax rights issue
I don't remember having any letter informing us of the rights issue, and instructions on how to buy. We recently got the share dividend letter, was it in that letter? What is the deadline for buying the rights issue and how do you go about it? Reading another thread, I gather it is not yet been voted on in the AGM or EGM.…
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Halifax regular saver monthly deposits???
HI I have just set up my Halifax regular saver and handed over my first months deposit of £500. To benefit the most out of the deal, when should I arrange my standing order to start from next month????? Should it be 1st July or from the date of my initial deposit or by the end of the month??? This is a question that I…
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Natwest £50 savings cashback loophole
Updated 5 August 2008 What’s the loophole? Natwest is offering £50 cash if you get one of its savings accounts. While the accounts aren't competitive, add the interest to this incentive and it's unbeatable (provided you only put the minimum needed in) and better still, you don't actually have to KEEP money in there, just…
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One for IFA's on the board
Hi I am looking to switch a SIPP to James Hay esipp. I don't need any advice and happy to sign a disclaimer as I am an accountant. I am happy to pay a fee for the application to be processed by an intermediary where all commssions (initial and trail) are rebated to the fund. Please send me a PM stating your fee if its of…
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Best way to buy Gold bars or coins?
Hi, I have between £1000 - £2000 to invest and I was thinking about buying some Gold. Does anyone have any recommendations on where/what to buy? I've tried googling but it all looks a lot more complicated than I first thought....I thought I would just send off for some kruggerands or something but it looks like that is not…
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More than one ISA
Hi, These are probably rather basic questions, but I can't find the answers in plain black-and-white. :rolleyes: Say, you have money in an ISA (call it ISA1) into which have contributed for a couple of years to amass about £8k. The interest rate on the ISA is 5.5%. There are several ISAs around now with higher rates, but…
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Premium Bonds
A couple of my friends have money in preium bonds and they have won a couple of prizes over the years. I don't like to ask how much money they have invested as I know with the bonds, the more you have, the greater your chance of winning. What are people's views on them, I would especially like to know if it is worth…
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best regular saver account?
I'm currently with Halifax and I know theyre doing that 10% deal atm. is that the best one to go for? or are there others you can reccommend? thanks :D
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http://www.statistics.gov.uk/cci/nugget.asp?ID=19.
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Problems opening Tesco internet savings account
I fancy one of these (6.25%) to feed regular savers with. Only problem is I don't seem to be having any luck with the application process. I answer the single/joint account question, then get told Anyone else had problems? Or anyone fancy having a quick go at starting the application process? That way I'll know if it's my…
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loosing interest on isa if withdraw??
want to withdraw my isa money from first direct as they have lowered there rate and i need to use most of the money now. my interest comes into my account at the end of the month. if i take it out now will i still get my interest of the month upto today? or get none atall?
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Savings accounts for a sports club
We have been told by our present bank that our account will no longer exist and so we need to find an account for our sports club that is a savings account we have several thousand so want a good rate of interest and whilst I can find places to compare my personal money I cannot find which is the best rates for clubs.…
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My very first ISA
Hello everyone, I've been browsing the site on and off for a few weeks now and I've found a wealth (ho-ho!) of useful information that's helped me bring the cost of my bi-weekly shop right down! Today I finally got the finger out and opened an e-Saver Account (Issue 2) [5.06% Net] with Birmingham Midshires, so I'm quite…
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RBS Green index?
I have seen a couple of investment accounts using the RBS green index as the index they are folliwing for their payouts. However I can't find a great deal of information about it apart from it contains some of the top environmental technology companies. I can't even find a value for it at the moment, anyone know anymore…
