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First Direct Regular Saver 8.00% Gross
Can't see this posted anywhere but this seems like a v good deal to me. Currently on homepage here http://www.firstdirect.com/index.html First Direct are offering a regular savings account for £25 - £300 a month at 8% AER works out at 6.4% after basic rate tax which is better than anything I've seen offered. Downsides are…
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J P Morgan ISA
Newbie here, I have about £1000 which I would like to invest with the intention of leaving it there for at least a year. I'm hoping to add to it every month. As an employee of JP Morgan I have the option to invest in their ISA. It's a mined field and not sure which is the best option to go with. Does anyone have some…
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Could you help?
Hello, This is my first ever post here so please forgive me if it's in the wrong place. The situation is this; I am selling my house, the sale is due to complete on Wednesday this week (touch wood!). I will have, after paying off mortgage, around 50k. I am in rented accommodation at the moment. My problem is where to put…
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Best way to save small amounts...
Feel a bit daft posting this after reading some posts like 250k+ to invest etc! I'm completely clueless about savings accounts etc (my dad was a financial advisor so you'd think some of his knowledge would have rubbed off on me!) I recently bought a new house and although have increased my mortgage I have also cleared all…
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Compound interest query.
Hi, I'm 31, in a decent job (40k ish) and have a mortgage of around 90k with my partner, she works part time for around 13k. We have no other debts. We have maybe a 2k savings at the moment and pay extra on our mortgage which will be paid off in 14 yrs at this rate. I want to know if i should clear my mortgage before…
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Abbey National
I read somewhere on here that Abbey were launching a 6.5pc saving account today! I have looked on their website but it does not have anything on their at the moment. Does anyone have any information about this account? Cheers
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Teenage Savings
I have a "very soon to be 17" year old with about £10k saved up over her life with the intention to help her through University (and a 19 year old already there). Their money currently sits in a childrens savings account/ordinary savings account. They may need occassional access but hopefully(!) not on a regular basis.…
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Transfering UK Growth to Bonds?
Hello All, Your comments would be welcome. I have a stock and shares ISA, with 100% invested in shares with Hargreaves Lansdown (Value £10k). Reading information on having a balanced portfolio, the recomended investment should have maybe 20-25% held in Bonds. If this is the case, would it be wise to transfer 20% of my…
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National Savings & free interest of £8
Purchase NS&I Index Linked Savings Certs late on a Fri evening and the direct debit will not register on your source a/c until late afternoon on the following Mon. This means a £15K invested will earn interest from the Fri. Actually as the £15K sits in your a/c for at least another couple of days so it is even better. So…
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Abbey Not A Good Habit
I have just read about the new six months Abbey savings bond paying out 6.71% interest. In the small print it clearly states Available to NEW and EXISTING customers depositing money NOT currently held in an Abbey account. How come, so you have to be an Abbey customer WITHOUT any money in any of their accounts. I phoned…
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Latest On Northern Rock Sale
Looks like its now gonna be Virgin as long as Virgins sums add up. http://www.guardian.co.uk/business/2008/feb/04/northernrock.banking1 ( Current NR were muted to be putting together a in house rescue package) http://www.newsnow.co.uk/newsfeed/?name=Northern+Rock Virgin were confident of getting the Government vote anyway.…
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Index Tracker - what happens to the income?
This might seem like a stupid question, but can someone tell what an index tracker actually tracks? As i say, my question is a little deeper than it first sounds! For example, does a FTSE 100 tracker aim to track the index plus the average income reinvested? It seems that alot of trackers are accumulution trackers, so…
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£265k - advice on how to invest
I'm just in the process of selling my flat to move to a new area to rent for 1 year. I'll have approx £265k in cash and want some advice on how best to invest it as i'm relatively naive about savings. My initial plan was to put the lump sum into a standard high street savings account which gives approx 5% net return.…
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Premium bonds
Hope someone can advise Have recently found PART A of a Premium Bond Holders card in my name and has to be at least 20years old,(Was in a pile of my late Mothers things which i've been putting off sorting out) is there a website for checking if My numbers have ever come up, or can anyone advise?? Thanks
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Pru reattribution - Disgrace!
Anybody see Richard Dyson's article in Mail on Sunday yesterday? Pru are dragging their heels and, by not declaring an effective date they are stopping many many with-profits policyholders from possibly gaining their fair share of either a distribution or an incentive payment to give up their rights (re-attribution) to a…
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halifax, confidentiality disaster
I just opened an ISA with the Halifax They sent me an acknowledgement with somebody else's ISA details, containing all the info (and more!) I would need to commit identity fraud on that person - address, postcode, DOB, NI number, ISA account number and account balance. Presumably they have done the same with my details…
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Saving As Non UK Resident
Hi all, I have ₤10,000 to invest but am currently not a resident in the UK. I am a British Citizen and have a UK current account, UK driving licensce, passport etc. but I'm not a British taxpayer. My parents live in UK, so I have an address to use for correspondance etc. I originally wanted to put ₤3000 in an ISA at the…
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which accounts are best?
I currently have £11,000 in an ex-Portman, now Nationwide easy access min cash ISA (i think the rate is about 4.75%). I also have a NSANDI ISA which I opened this financial year with £3000 in it (rate of 6.01%). In addition to this, I have a Nationwide Flexi account with about £4000. I am in a position to save about £300 a…
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New iceland bank pays 6.5%
http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=429980&in_page_id=7
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JM Finn Global Opportunities
This is Mark Dampier of H&L's fund of the month. http://www.h-l.co.uk/fund_research/security_details/sedol/3411687.hl I will probably stick some money in this later in the year.
