-
Advice on savings - £14000 please!
Hi all, sorry but I'm not very clued up on all this so any advice would be much appreciated. Ok, my OH has got £50k in an HSBC online savings accounts and has another £14k to put away somewhere else ( only allowed one HSBC account). £10k of this is part of a settlement to his ex, and will need to be taken out when this is…
-
sold my house - not buying again for 1 year savings advice? help
I sold my house a few months ago with the intention of renting then buying etc but I cannot find anything I want (i'm being picky) so I've decided to stick the proceeds away for 12months. I've around 150 thousand - any advice would be thankfully received. I am trying to find an IFA but haven't yet. Currently its in the…
-
Possible @ Hargreaves-Lansdown?
I currently have some ISA and Unit Trust accounts at Legal and General. I'm interested in moving theses to a funds supermarket to take advantage of the wider range of funds. As long I invest at least £50/month L&G let me split that any way among their funds (e.g. 5x£10). With H&L it seems to be £50/month/fund which would…
-
ING Direct cash ISA to Yorkshire BS's e-ISA
[FONT=Arial, Helvetica, sans-serif]I am transfering my ING Direct cash ISA to Yorkshire BS's e-ISA: [/FONT] [FONT=Arial, Helvetica, sans-serif]I know the Transfers ISA must be like for like:[/FONT] My question is: Is ING Direct cash ISA and Yorkshire BS's e-ISA like to like? and also will i loose any interst whilst change…
-
Clerical Medical Bond Performance
I’ve a CM WPB that’s shown "growth" of 24% in the 7+ years that I’ve held it. The FTSE100 at around 6100 is approximately the same (ie it was 5900) as when I took the bond out. At the time, although I used an execution only service the WPB was marketed as a low risk investment. To date it appears to be an (under)…
-
Sports Arbitrage Software - Scam or Opportunity?
:confused: I have received mail from GlobalSoft Technologies offering me the chance to buy software that will give me daily opportunities to make "guaranteed" profits on Sports Arbitrage Betting. The software costs around £5000!, but they say that by starting with £1000 and taking arbitrage bets each day at 1% profit will…
-
Saving Advice
Help me! I have a dilemma, i need to draw out money from my savings to buy a new home. i have around 10,000 with Kent Reliance as cash ISA from previous years transferred just last month. My other savings of 11,500 is with Index Linked saving certificate issue 14, with a three year term. Both of which have not come to…
-
Sending your passport through the post for verification.
I've been trying to open an online saver with YBS and Bradford & Bingley, but BOTH now require me to send my passport (the only form of ID I have from the list) and a bank statement. I intend to take it into a branch of Bradford and Bingley, but not sure whether to both with YBS anymore due to safety issues. Can anyone…
-
40% Tax on higher amount savings?
This is a hypothetical question, because I'm not a millionaire. If you put say £5million in a savings account that normally deducts 20% tax, would that mean the revenue would be looking for 40% tax because of the amount of interest received?
-
Does a non instant access ISA exist?
Hi, I've got some money I would like to put into an ISA but I would prefer one without instant access so I can't touch it for a year or so. Is there one?! I would really appreciate your comments. Thanks, Jane x
-
Mis-selling of savings endowment?
Hi all, first post so please be gentle :wink: Around 18 years ago I was sold a pension plan and saving endowment plan through my local insurance man (can I say the name of the BIG company?). As I was only 17 needless to say I found other things to spend the money on so stopped the payments on both. My pension is sorted…
-
Warning Portman Merger bonus deadline
Portman Building Society merger bonus payments are based on CLEARED FUNDS balances on close of business 11th September 2006 and CLEARED FUNDS close of business 24th August 2007. Any cheques that you plan to add to the account to top the balance up to match September's balances need to be paid in by 17th August so they are…
-
Best home for £2500 a month savings?
I'm in the fortunate position of having paid off all of my debts this month (some stretching back 10 years!) and now the time to save is on the horizon. I need some advice about where it would be best to stash the money. My prerequisites are: Decent return on my money Low risk - this money will be used to make a major…
-
interest rates in turkey 17%! Is it possible to save there?
I had a look at the interest rates table for different countries round the world and found iceland at 14% and turkey at 17%. My question is, sounds like a good return on your money, do you have to be icelandic/turkish to put money in these accounts or can I just convert my money into the respective local currency, open a…
-
Unclaimed shares
Has anyone heard of acompany called J & L Research? Do you know if they are okay? Thanks for your help
-
M&G versus Fidelity
I have been advised by FA to move an ISA currently with M&G into Fidelity. The reason given is that it is more convenient to have it alongside other investments. Can anyone advise of any advantage or disadvantage in doing so. Many Thanks
-
Sainsburys Bank
Having read some of the comments on here I was sceptical about opening a savings account...however, * I applied Sunday 12/08 * & have today received the access code & activated the account so far so good, but what happens next? Will I receive a new customer pack or something? nothing seem very clear... Still with ING…
-
National Savings & Investments - Help
Hi I need a little help and advice. I have some savings in a National Savings & Investments account (non-taxable), and I was wondering if I could still apply for a student maintenance grant? The grant would help towards the tuition fees and living expenses, along with my savings. On the form you fill in for the grant, (PN1…
-
investment for 1 year
Hi, I have £150000 to invest for 1 year.Where would be the best place to put it for the best return.Thankyou
-
Advice for me & my sisters inheritance money
Hi everyone, I don't know if it is appropriate to wade into this forum and ask for advice straight away, but I would really appreciate some help! My father died several months ago, as he was unmarried, everything was left to me & my sister. It has taken a long time, but the probate is through & now is the time for me to…
