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Any New Savings Accounts Launched
Hi Ya Jus Wondering If Anybody Knew Wether There Has Been Any New Savings Accounts Launched This Week?
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Brad & Bing 10% Christmas Saver
Can anyone remember if Martin recommended the Bradford & Bingley 10% Christmas Saver? I ask because I've just cashed this in and in reality the rate is around 3%. A friend who was an accountant and now a lawyer looked it over and its a combination of clever wording and interest payments. I just wondered if anyone else had…
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LLoyds 'top-up' savings account - free money in Feb/March
Lloyds bank are launching a new type of savings product next year. It 'rounds up' transactions bought on a Llyods debit card to the nearest £1 and diverts the pennies rounded up into a savings pot. Best of all, in Feb and March next year, they will MATCH the diverted pennies up to £50 a month, so potentially, there's a…
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£220,000 to invest
I have just sold an inherited property and im new to saving. I have paid off my mortgage and have £220k left over. I have no ISA so was looking at £3k in NSI? I need to have access to around £50k which is needed in the next 3 months. Best short term easy withdrawl account? I am looking at the lloyds monthly saver account…
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Shares in the Portfolio!
Hi All, This morning when I logged into my share dealing account, to my surprise there were 80 units(shares) of Banco Satander in my portfolio, which I never have bought!!!!!!! I know this could be a mistake or an error on the part of the website but as a mere greedy mortal I just wanna know what'll happen if I sold off…
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Icesave (waste Of Time)
Hello All, I thought you guys might be interested that ICESAVE seems to be a total waste of time. Their customer service is extremely poor and it seems impossible to remove funds from your account if you didn't fill in their optional direct debt mandate during the account creation process! Not a happy customer at all! Tim
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CGT on currency exchanging
Hi, http://www.hmrc.gov.uk/leaflets/cgtfs1.htm "any foreign currency held for your own or your family's personal use" Is that an undefined amount ?
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Abbey National
Customers of the "Abbey" should be aware that if they die it takes ages for their asset's to be released. I was granted probate to close my late fathers accounts, it took the courts 7 days to grant probate. So far it's taken the Abbey 19 day's to close the accounts, when I phoned them the other day they said it will take…
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Capital gains tax hurting my brain
Hi all, hope some tax geniuses can help me out with this issue. The situation is my mum and dad have about £50,000 in Corus certificate shares (held under their joint names) that they've owned for nearly 3 years. Due to a takeover of the company they're in the situation right now where they're considering selling the whole…
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easiest way to transfer shares
hello.. my granny wants to give me some brit gas shares....how does she transfer them into my name for as cheaply as poss? thanks
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what is the best saver option for new account for new child??
hi all, as the title suggests i wish to open up a new saving account for my new child (not born yet) and wondered which option would be the best. i wish to pay in £1100 a year (hopefully for 18 years) for a good grounding. can anyone advise me please?? if this is in the wrong place i do apologise!!! ;)
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A&L Regular Saver Maturity date and interest due
Hi, a) what is the exact maturioty date of a A&L Regular Saver? Is it the date of first deposit plus 12 months? I deposited my first 250 pounds on the 4th december 2005. Will the account be closed on the 4th January 2007? b) Has anyone calculated what the interest should be assuming a constant 250 pounds/month deposit? c)…
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A&L Regular Saver Maturity carrot
Just got a letter from A&L today: "Your Premier Regular Saver, which was part of your Premier Direct current Account package is due to mature on 3/1/2007. Your maturity balance is forecast to be £3162.67, assuming all 12 payments are made..... We can now offer you a new 1 year Fixed Rate Premier Savings Bond at a great…
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monthly payments to lloyds monthly saver
just opened a monthly saver today and the person i was speaking to said monthly payments must come from my lloyds current account - not from an account with another bank. is this correct? so i have to transfer from one current account to the lloyds current account to the monthly saver? if i do have to do this, would it be…
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Annual Charges on Funds
There is an article in last Saturday’s FT Money about the FSA scrapping maximum limits on fund charges and fears that this will lead to a new round of increases in annual charge. My Unit Trusts and OEICS are through Hargreaves Lansdown so my initial and annual charges are less than they would otherwise be, but I…
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When is West Brom BSoc announcing new rates
Ok - its now 4th December and the West Bromwich Building Society still hasn't said what it is doing about savings rates. It really annoys me when companies drag their feet on this - the Yorkshire BSoc. is just as bad. They must have already decided what to do, but the poor customers have to hang around waiting for the…
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ethical savings & investments
Hi there all I am a complete savings newbie :o so in need of some serious help :) I'll be coming into a significant amount of money over the next few days hopefuilly when I exchange & complete on selling my flat. I anticipate we will use Smile/ Co-op isas but after that where can I stash the money which: a) where I cant…
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Any News On Yorkshire Bs Rates?
Anybody heard if the Yorkshire are raising their rates? They seem very late in announcing any changes.:confused:
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ICESAVE Account
Hi. I've set up an account with ICESAVE - based on Martin's tips. I've given ICESAVE details of my nominated bank account via the online form and would appear to be able to transfer money FROM my ICESAVE account to the Halifax but can't seem to transfer money TO the ICESAVE account. What do I need to do? Please DON'T…
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Any ideas please??
Hi all, hope someone can offer me some advice on this one: Come mid April time I will have a large sum of money (about 87000!!) coming to me. Hopefully in June it's going into a house we have picked, so my question is.... Any hints as to where would be a good place to sit this in the meantime to make a few more pennies on…
