Savings & investments

Archives for July 2006

Savings Abroad
My parents have asked me to investigate the best method for savings for them. They will shortly be coming into some money (over £100,000). My dad is over 60, my mum is 57. They both live in Spain now, on a caravan site and want the interest from their savings to cover their annual fees £2500 - £3000. My dad receives a…
Best rate for business cash of £250k?
The company I work for has a surplus of around £350k - £250k of which is not needed on a daily basis. We are with RBOS and getting a paltry 2%. They say they can give us 4% ish if we tie the money up for 1-3 months. Is there anything better out there?
barclays 10% reg saver question.
Questions on Barclays 10% deal.. is it possible to transfer in 1K into the current account - drop £250 into the savings account and then take out £750 back into my normal account (all done in 1 day using standing orders) - would this break any of the criteria for getting their 10% Reg. Sav offer? Cheers MD
What to do with 60K?
Hi My parents have £60K - inherited from a relative over a year ago, which they don't know what to do with. They stuck it in a Standard Life savings account at the time and have just left it like that. They now would like to do something better with it and see a higher return. I would say they are looking for a…
Ethical Banks (was Ethnic Banks)
Hi, I am looking for a bank to save with that invests in green issues, third world that kind of thing. Not only do I need such a body but also would like to know the greatest interest payers. Can Anybody help please? Toddy
Cash in ISA and pay into Mortgage?
Hi, I have had an Invesco ISA since 1999, I have tracked this in Microsoft Money and when it hit rock bottom (paid in £4000, worth only £2000), I thought things could only get better, so I increased my payment from £40 to £60. Things did get better and a month or so back, it was worth £6,500 from an investment of £5000.…
WARNING.. She's been robbed!
In a way this is a savings & investments tip/warning! A friend of mine invested a lump sum with the Bradford & Bingley and opened a savings account account with the Abbey National for the monthly interest to be paid into seperately, therefore keeping the small monthly interest in a different account. Over several years she…
does anyone have any vodafone shares? if so do you understand the paperwork??
a few weeks ago i was sent some paperwork about my vodafone shares but they all talk gibberish to me. can someone please enlighten me? :confused: i am a bit dense sometimes. ok most of the time :rolleyes: thanks
Would you do a "buy to let" for investment purposes in my circumstances?
Dear all, am looking to the future and seriously considering venturing into buying a house using "buy to let" as a long term investment. Would like property reasonably local and the only one in my price range is approx £80,000 (two possibly 3 bedroom terraced in an okish area.) I think I would get approx £450 per month…
Where to Invest 30K
Hi guys, Hope you can help...Id like to Invest 30K. Right now its sitting in an internet saver scheme with an Interest rate at 4.5% PA. However id like something that will give me a better return. i was thinking of Investing in stocks & bonds...NASDAQ stocks etc...Is this a good way to go? Any other suggestions? Thankyou…
Share Certificate - old address and want to transfer to Hoodless Brennan
I have share certificates for Barclays and Alliance and Leicester. The address on each certificate is for my old address. I want to transfer the shares to Hoodless Brennan account but not sure what address to put down on the CREST transfer form. The CREST form states that the name and address entered must match that on the…
De-registering for gross interest
I have my current account and savings account for registered for gross interest. Soon, I will be starting a job which will (Provided I get paid) pay me more than my personal allowance. So, I need to de-register the accounts for gross interest. But the question is: When do I have to do it? Should I be doing it when I start?…
Fund supermarkets
Ive previouslystarted to use Fidelity's Fundsnetwork to re register my ISA's so I could swop in and out of different funds easily and cheaply. I still havent got round to registering half of them. Short of time Ive taken on a financial advisor. He tells me his firm use Skandia instead of Fundsnetwork.. Ive looked them up…
Savings account for non uk resident
Someone recently asked me if there were any UK based savings accounts that people could open even if they were non-uk residents. I have a friend (who has a friend) who is a foreign student, here for a year, and wishes to open (with a lump sum, and no regular deposits) a UK based savings account of some sort. I figured that…
Birmingham Midshires new Internet Saver 4.75%
Saw this in the Telegraph yesterday. It's designed as a competitor to ING, but ING pay monthly interest, and I think BM's is annually.
Moving house, what to do with 230K for 4-6 months?
Hi, My parents are moving house, but for various reasons are going into rented accommodation whilst they find a new home to move into. They will receive approx £230,000 from the sale of their current house, and they were wondering where it would be best placed for the next 4-6 months. The only real requirement is that the…
Abbey 2yr Bond fixed rate 5.50%/8% Reg Saver
Has this bond finished if so when? I had an appliction which I took to the Abbey in the city center yesterday (Friday) the lady could not process the account and asked me to come back tomorrow (Saturday) I said I would go to a branch which was easier for me to get to. I went to the branch this morning and was told that the…
Savings advice for young person starting out
Hi, I wonder if I could get some suggestions on a savings plan for a 20-year old. My son has just done two years at college, thankfully he hasn't a student loan to pay off, has got a job and wants to start saving. He is pretty risk averse and wants to open a savings account for long term savings. His employer has started a…
Best savings account/bond.
Hello:D I have max'ed out my ISA for the current year and need somewhere to save to. I can put upto £5000 deposit and save upto £500 per month so I would like to know which bank/building society is doing the best deals. Thanks!
Confused, need help
Hi, Im new here so please forgive me if Im if Im a bit slow! Ive read some threads on here, but still dont fully understand things. My daughter was recently christened & recieved around £2000 in gifts from friends & family. I want to put this in a high interest account for her. I understand that if her savings gain a total…

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