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Cash in or stick it out
I have a Lincoln Uk endowment which matures in 2018. current cash in value is £12300, but i have been offered £5400 compensation. Not sure whether to cut and run and look for something better or stick it out. The fund is aggressive managed 4, its not performing to well and not entirely sure, if any of there others are…
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Amazon shares... Good or Bad?
I'm a newbie to share dealing but I've seen about Amazon and the shares are at an all time 3 year low... this could be good or bad? They seem to work on a long term goals but I reckon their go up! Whose with me??
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Where can I invest a small amount of money for a 17 year old
Where can I invest a small amount of money (£500) for a 17 year old in her name. I have looked at regular savings, isas etc but you must be 18 and my daughter is too old for child savings. A reasonable rate of return would be preferable. Thanks
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opinions please
hello all. would like your opinion on my portfolio planning. £75 pcm into british empire securities and the same amount into svm global fund through there saving plans. Both investment trusts with a very good past performnance although i do realise this has come partly from a narrowing of the discounts. but the navs show…
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Where to open savings acc
Ive got £5000 to invest, wheres the best place to get an account
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Switching delays
Martin, Hope that I am in the right area.. new to this board. When rate tarting it is so annoying that you lose interest due the delay in moving money from one account to another ... this effectively negates any benefit from the small difference in interest rates. ... especially for accounts that require linked bank…
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Liverpool Victoria Investment Bond
MVR is now in single figures. 9.61% today. Hopefully, by the end of the year, I wll be getting all my money out!
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Help with savings advice
Hey, I currently have about £1000 in an HSBC regular saver acc. It is due to end on 18th August. From that date i am going to be putting around £250 a mnth into my savings to start to bump it up a bit. I was wondering what the best a/c to use is. I have read about ICICI and although it seems like it may have some customer…
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Investing in the Phone Coop? What do you think?
I've recently switched to the Phone Coop as the provider of my broadband service - and very pleased with them I am too (so far). They have invited me to become a member of the Coop by investing in the company - as 'member' rather than a shareholder (I think). You can invest as little as one pound. They say: 'By providing…
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L&G Investment Charges Terminology
Looking for anyone with an answer please!!! L&G's Investment site mentions annual mangement charges and other annual expenses on their funds. Elsewhere however (http://www.legalandgeneral.com/investment/portfolio_bond.jsp) they refer to an Annual Fund Charge, which I can tell from the numbers is a different beast from the…
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Interest calculation please.
I'm useless at working out interest so can someone please work this out for me. I want to put £4000 into Abbey 2yr Bond fixed rate 5.50% how much will it be worth after 2 years? I also want to open an Abbey 7% account and deposit £250 per month, how much interest will be there be after 1 year? Thanks for any replies!
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Investment Trust ISA?
I recently inherited quite a large sum of money and have followed much of the 'safe' savings advice on this site (ie regular savings a/c's and cash ISA ). I'm now wondering whether or not to invest £4K with a multi-management fund ISA as my next step. I'm a complete novice, as all hard earned income up to now has been…
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Maximum investment with one provider
What is the maximum amount that can be recovered from a building society if they should collapse. Understand it is 90% of value in account but that there is a maximum. Is this figure applicable to both joint and single acount holders?
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Sharedealing - Settlement date & Dividends query ?
Hi all.... Just a question I need answering if anyone can help please...Thanks in advance if so! What is the "settlement date" shown when you sell shares ? I've noticed it is dated as normally a few days after you have made a trade. Additionally.....when you have a Ex Dividend date - 2 days before the day of when you must…
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Standard Life Policies - Ditch or keep
The company has demutualised. Most WP policyholders have a small share in the new company of a few hundred pounds. Why keep the policy now? Mine started in Feb '85 and Mrs GG in '89. As well as the surrender value of £35K that could be used to reduce the mortgage (5.25%), there's approximately £110 income per month to be…
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risk factor
Hoping some of the experts around will be able to answer: We all know that an IFA will assess our attitude to risk, but I'd like advice on what risk factor I should be using given my age, income and savings. Are there any easy to read guidelines? I realise an IFA cannot be held accountable for stock market ups and downs,…
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The risk factor
**deleted duplicate**
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Share Save Scheme Help !
The wife is an employee of the parent company (Entertainment UK) of Woolworths Plc. Ent UK offered her a share save scheme a year ago in Woolworths Plc which runs for 3 years before she can get the shares, hence there is 2 years left to run. The idea being Woolworths would hopefully be doing better in 3 years, the share…
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ICICI!! I can't access my account
Sorry if this is the wrong place. Just wondering if anyone else has problems accessing their online account with ICICI. I've been trying for 3 nights on the trot now and i keep getting "Host Not Available" message. Haven't got a major amount in there but a tad worried as I don't really want to lose it - lol
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spare 5k... whats best to do with it?
got a spare 5k i wont need for another 3 years, if even then. what is best i can do with it? i like risk and high rewards
