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Cash ISA Transfer
Be gentle....this is my first post :o I would like to transfer my Cash ISA to one with a better rate of interest. However, I have already put the maximum into my maxi ISA for this year. Every cash ISA I've come across which accepts transfers seems to always request that I open an account with a deposit, may be £1 and then…
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Lloyds TSB current a/c
Hey all just thought I'd make an equiry about this account, so I got sent to a call centre in India, and then to my local branch. the lady was really nice on the phone to me, and said that to open a current a/c with them I would have to pop in and see them...takes around 45mins to do so. I said ok, I then asked about the…
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Mate wants advice on where to invest £10k
Mate has £10k he wants to invest prior to paying for his wedding. He is likely to get maried in 2008, but does not want his money tied in incase he decides to get married sooner. Where is the place to stick his wedge please? Many thanks.
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What is the best savings account?
Hi, me and my boyfriend want to start saving for a house, and both already have an isa each so dont want to use this. We want to start saving in an account that we can get the money out of if we need to though. Any ideas of the best ones, or ones to avoid? Any help is greatlfully appreciated Thanks
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Lost share certificates
I have 'lost' my M02 share certificate. Lloyds have sent me a letter of indemnity which I need to sign and have stamped by a bank or member of the Association of British Insurers. They will arrange for £22.00 plus £28.20 . Is there any way round this - keep looking but can't find the certs!
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Savings advice please
Hi i'm 26 yrs old new to this site just looking for some savings advice.. After reading thru this site and picking up some great savings tips :T I have put aside £2,500 (pretty much all i have in 'spare cash') into a NS&I Direct ISA and am also going to be opening a Monthly Saver account with Lloyds TSB. I am now looking…
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Corporate banking bully
I have recently been asked for help by a guy taking a bank to the small claims court. He invested in a bond in Nov 98 and 6 years later got back a return of less than 1%. He complained and got rejected, went to FOS and got rejected by adjudicator and ombudsman. Took big bank to small claims court and today has been told…
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Savings accounts and credit checks
Hi, can anyone tell me if opening a savings account (cahoot for reference) involves a credit check? I have no problem with the credit score itself, but I've applied for a shared ownership mortgage recently and have all and sundry do credit searches on me, so my credit report has taken a bit of a beating the last 3 months,…
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Open a savings account get 1000 Tesco clubcard points
Open a new Tesco Savings account between 19th July and 20th September, and make sure there's a cleared £1000 in the account on 30th September 2006 and you will get 1000 clubcard points. If you use these points for Clubcard deals they have x4 the value which is £40 Interest is 3.35% so not the best, but the account is…
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Where best to post this?
I have £60,000 that I need to save. I may need to use it all in the next few months or not for a few years. I cannot afford to lose any of it so investing may not be an option. Am I best to put two lots of £30,000 in separate accounts? Possibly to do with the tax rate? can anyone explain about gross rate and AER. I need…
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ING 5.1% fixed 6-month for existing customers (merged)
No details on website but email received today (so presumably others account holders will know about this). As this is fixed 6-month term, no withdrawals allowed without closing account, which incurrs 90-days loss of interest. Can deposit £1-£499,999 but strangely only £49,999 in any one account, so for savers with over…
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AER vs Gross
This question has probably been asked a hundred times before, but I'll ask it again. When considering savings products, should I be swayed by the AER or the gross interest rate? I am a taxpayer. Thanks I
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Citibank Flexible Saver
Hi Everyone Those looking for somewhere to park their savings when the ING 6% interest ends on 2 August, may want to take a look at Citi's new, easy access online saver 5.00% gross, including 0.54% bonus interest for 6 months (4.83% AER) Minimum balance £10,000…
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Best place for £10000
I currently have £10000 in an abbey e saver account, it has been sitting there untouched for at least a year. Where should i be thinking of putting it to make the most of the money, i believe i'm getting an interest rate of 4.8 %. I currently have other money in ING and A+L . My current accout is with LLOYDS and i am also…
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best place to put 3k for 6months
where is the best place to put 3 thousand pound for 6 months where will it gain the most intrest isa or savings account or is intrest only paid annually. initially i want to open it with a small amount and then transfer some more in around 3k sorry about the typing cannot get the shift key to work so cannot use the pound…
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A+L ISA worth switching?
Hello, As you already know A+L dropped their rate. Is it worth actually moving again and worth the hassled? I'm concerned that as soon I move they'll drop their rate too. What do guys all think? Tim
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Best children's savings account
Hi all We save around £50 per month for our three year old daughter, with the Britannia BS. When we found out about the Halifax regular saver last year we put our £50 and took £50 from her savings and put £100 per month in to the 10% AER/gross p.a account - she got £60 interest. I was thinking of doing the same this year…
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vodafone shares
I already did a search on this but couldn't see anything so just wondering if someone can help. Even though it is a bit late, can someone explain what is going on with Vodafone. 1) We have shares but did not reply and believe we will get 15p a share back as a capital repayment. What does this mean? 2) What does capital…
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18% Interest in Turkish account???
Just returned from Turkey and was advised by an English guy who has lived in Turkey for the last four years to open a Turkish Bank account in Turkish Lira because of the high interest rates. Interest on Turkish Lira deposits are earning circa 18% interest & the procedure to set up seems relatively simple. Inflation is…
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Best 'savings' account?
I may be having a large amount of money in the next few weeks and will need instant access to it. I'm wondering what is the best type of account to put it into for the best interest. It may be up to £10,000 but I would need access to it all all times. Any help would be gratefully apprieciated! Thank you
