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Is my bank being obstructive?
I think that my bank is being obstructive regarding my PPI claim. Recently, I wrote a letter to them asking if I did have PPI. They replied 'Yes. with us or one of our subsidaries'. It turned out that my first mortgage provider had been absorbed by them. So using the form of letter on this website, I wrote to them…
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Confused about PPI claiming...help please!
Hello, I'm looking at PPI claiming, and have a copy of my credit report, but I've read through the guide and I'm finding it a bit confusing. I've had a look through old paperwork, and the cards/loans I had fall into the categories below - I'd be really grateful for suggestions as to approach (and also whether it's even…
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margaret rake
[EMAIL="I@m"]I'm[/EMAIL] unsure if we had PPI but remember an insurance policy incase out of work or off sick. When I try to check I can not find the building society on any picking list. we also finished paying our mortgage more than 6 years ago can we claim as we no longer have any paperwork either? Any advice is…
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Claiming ppi where ins is stil active
I have had ppi for years connected to my mortgage, which covers the bills, mortgage and sickness I allways thought it was compulsory. Can I claim as miss sold as I had savings and sickness cover and redundancy cover through my employer. I did claim it once for 4 months does this mean I cant claim?. I have been paying this…
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Barclaycard ppi
I found out last year that I had been paying ppi on my barclaycard for a number of years (since I opened it in 2003 - bit stupid not to realise I know!) I went through the the process of speaking to them/ sending my letter etc but barclaycard rejected my complaint. They say I ticked the box online but have not sent any…
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Paying Tax on PPI refunds
Hello, I am sure this has been asked before but I would be grateful for advice. I currently complete a self assessment tax form, but I am always significantly under the tax threshold. I have just been awarded a large PPI payout, and need advice on what I may need to pay additional tax on. The bank has already deducted…
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catalogue PPI brick wall
Have contacted both GUS (now Littlewoods) and Look Again to make complaints on missold PPI. They both deny that I had accounts in the 90s with them although our household records say differently. Unfortunately I haven't kept account numbers and have no paperwork related to these catalogues. The customer advisors state that…
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Mortgage Protection Life Policy
[FONT="]Can anyone help me? [/FONT] [FONT="] [/FONT] [FONT="]About 30 years ago I bought a flat with an interest-only mortgage. I was told I had to take out a savings policy to cover the eventual repayment of the mortgage. It was with the (then) General Accident (which ended up after a couple of sales, being…
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Abbey National PPI
Hi, We took our mortgage out in 1993 with Abbey National, through a broker, neither of whom exist any more. All parties were fully aware of pre-existing medical conditions. We received red booklets for what was called "Payment Care ", I believe. Sometime into our mortgage, we needed to claim for my husband being unable to…
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PBA Claim for relative, Unusual
I'll try to explain this as best as I can. A couple of years ago I successfully claimed my own PBA/PPI back (unfortunately I used a company to do it but I know better now) However it was brought to my attention that is is possible to reclaim for a relative. Now to cut it short, they passed away in Dec 2012 and left…
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Starting from scratch and using Resolver to claim
Hi After seeing programme the other night on this I want to triple check if my husband and I have anything to claim. I've sorted out my own (only 1 credit card ever listed it). For my husband I'd be surprised if he didn't have PPI on any, but he doesn't have paper work. He's pretty convinced he wouldn't have had on CC as…
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Wages paid when off sick
I took out a Trustcard Credit Card and at the time of signing the agreement which included PPI which was added to the the account monthly on a ongoing basis, my contract at work guaranteed me 100% if off work sick for up to 6 months and then 75% for a further 6 months. So am I correct in saying the PPI would have been of…
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Catalogue ppi
Hi I have several catalogues i thnk i paid ppi on but no account numbers. Is it still possible to claim? they are from over 6 years ago too
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Mortgage Protection Life Policy
Can someone help me please? I had an interest-only endowment mortgage and also had a Pension Mortgage Policy which was supposed to eventually pay off the mortgage (it didn't but that's another story). Along with that I was told I had to have a Mortgage Protection Life Insurance policy for the sum of the mortgage. I have…
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Can I reclaim after ombudsman closed complaint???
Hi this is my first post I'll try not to ramble on. Question is am I able to reclaim after going to ombudsman and them closing my complaint due to HFC BANK not being able to locate my account? I went down self claim avenue but didn't have my account details and after many months of going to HFC they eventually sent me some…
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Bank of Scotland credit card PPI
BOS have rejected my PPI claim but cant give me a final decision so are keeping my complaint open. I wonder if anyone has any advice on what should be my next steps? I recently filled out a Bank of Scotland PPI complaints questionnaire for a credit card I took out in 1998. After about 10 days I got a phone call to go over…
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In a PPI Claim far, far away
Please accept my sincere apologies for asking questions that probably have been asked before, but I really hope you all can help. I am certain I had PPI on two car purchases aroun 2000/2002, I know who I bought the cars from but not who the finance was with and also don't know any of the account details. Does this preclude…
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Elderly relative and Uclaim4me. Help!
I was hoping someone could give me some advice. I have an elderly relative (76) who has never been great with financial matters. And I believe that she has been railroaded by Uclaim4me. It has finally come out today as she was very upset by them but hasn't wanted to tell anyone. I have found out today that U claim for Me…
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Consumer Refund Service
Hi I've been faffing about for ages over whether I should look into reclaiming PPI or not. I've read all the advice about doing it myself, but it feels like a hugely daunting task because I've had so many credit cards/store cards over the years and I can't remember exactly what I had with who. I even started filling in the…
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Santander PPI claim
Hi, Has anyone been successful in claiming a missold PPI from Santander after receiving a letter from them and not responding to it. I think there was a closing date and that passed, therefore I'm asking is that really it or can I still try. Thanks for your time and grateful for any advice.
