Reclaim PPI & other insurance

Archives for October 2013

old account numbers
How do i go about finding my old account numbers in particular a Debenhams storecard Many thanks
PPI Bewilderment - part 2
Hi guys, I posted a topic called "PPI Bewilderment" not so long ago and just wanted some advice please.. Basically HSBC (I incorrectly wrote that it was Lloyds on my original thread) has written back to me to say they are going to uphold my complaint, but have made me a rather small offer. The figure they have come to is…
PPI reclaim
Sorry I am new to this and just want a bit of advice on reclaiming PPI. I had a credit card which is now cleared and account closed, but i have just come across a statement and it shows PPI premium on it. I didn't take out PPI ! I believe this was added to my account without my knowledge or authority. I was made redudant…
Capital One messing me about
Hi, I first wrote to Capital One in November 2012, asking for information regarding any credit cards that I may have had with them in the past (I didn't know about SAR at the time). I knew that I used to have a credit card with them and that it probably had PPI, but didn't have any documentation to prove it. The first…
Barclaycard PPI upheld, but how far back did they go?
Hi all, Just had a letter from BC telling me that my complaint has been upheld. There is a confusing paragraph in the letter, which I will put on if required which is to do with the period of time from which they calculate PPI payments. It makes reference in one sentence to six years, then in another it says "recent…
MPPI - payment protection
Hi there. Took out a mortgage and payment protection with Britannia back in 1998, mortgage now with another company and payment protection ended. Can I reclaim the payment protection, it was about £12 for 5 years. I keeping reading forums saying as it was pre 2005 this is tricky to do. Please advise.. thanks
unemployed at time of PPi claim but debt passed to collection agency
I had a credit card with cap one since 2004 I was unemployed at the time, till 2012 I didn't even know that i had ppi until i started missing payment last year due to financial difficulties & I recieved a letter telling me i had ppi but it was no good to me then either as i was not working then either. Last year after a…
PPI reclaiming????
Hi, I have just found a PPI policy with Sequence, that is connected to my mortgage but seperate to the bank I had the mortgage from. Is it still possible to reclaim from this company?
Are CIS correct
After some opinion on a complaint with CIS. I was missold PPI back in the 1990's and have submitted my complaint. I contacted them originally and have a copy of the original agreement confirming PPI and a statement showing the last 7 monthly payments to CIS and then the loan closing. They state the agreement does not…
Question about my obligation to a ppi reclaim company
A few months ago we contacted a gentleman that we knew delt with reclaiming ppi. He came to ur house and together we filled out some forms mainly regarding one particular loan still being paid off. When he left he gave us strict instuctions to contact another 2 banks to obtain account numbers to old loans and credit card…
Old Mortgage - PPI Possible?
Hi All, My mother took out a mortgage on the family home 18 or so years ago, it's still active and running. Is there a possibility PPI was sold with it (back then?) or later added? Thanks.
Goodwill gesture. Should I refuse?
Hi all, Back in Sept I started a complaint with RBS over mid sold PPI on my Natwest loans. On October 21st I recieved a letter confirming that RBS have upholded my complaint and as a gesture of goodwill would offer me £1700.00. As good as this sounds I have had loans with them dating back to June 2004 and I am concerned…
tax on ppi refund question.
Just a quick question re tax on a ppi refund, if the refund is for a now non taxpayer can they claim it back even thou when they were paying ppi they were a tax payer?
HSBC miscalculated income tax
HSBC has made me an offer for my PPI claim but has miscalculated the 20% tax. In their favour, obviously. Nothing in their literature shows an avenue for querying a mistake, instead suggesting the only option is to go to the Ombudsman. Is that really the only way to query this?
NEW Help Needed
Hi, Please could someone advise me what to do next (If anything). My situation is like this. I took out a loan in 2003 with GE Money and paid PPI for the first 5 years of my loan, with hardly anything coming off the capital. I have contacted GE Money but they said that they could not refund me anything relating to my PPI…
Rejected PPI Claim and time running out!
Please can anyone help me! I am new to these forums but don't know where else to turn. I took out a Mortgage with Leeds and Holbeck Building Society back in 2004, and they automatically added PPI into the Mortgage deal but said it was free, for the first 6 months. After that time period, my mortgage repayments went up, but…
Norton FS and PPI complex issue
We took out a loan with Norton FS back in 2004 for which we also had PPI. We fell into serious arrears that took us a while to sort out and as a consequence the loan is still current with a balance still outstanding for which we are maintaining regular payments. When we started looking at a possible claim for the PPI we…
No Account Agreement
I am in the process of finding out if I have PPI on any existing and closed accounts. I used the standard letter from this site to request a copy of my credit agreement from Ikano Bank in relation to an open account for a New Look Store card which I have held for may years now. They have written back and stated that they…
Reclaiming PPI with limited information
Hi all, I'd like to reclaim all the PPI I've paid in the past but post my divorce and moving into a new place I don't have much information about the loans I had apart from bank statements that show the amounts and who to. Can anyone suggest a way forward or do I have no choice but to go through a claims handler?
MSE News: Lloyds' PPI mis-selling bill soars to £8 billion
"Lloyds Banking Group fell back into the red as provision for the PPI mis-selling scandal soared to more than £8 billion..." Read the full story: Lloyds' PPI mis-selling bill soars to £8 billion Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New…

★ ★ ★ Meet your Ambassadors

MSE News

Nationwide urged to "give members a say" over proposed Virgin Money takeover as thousands sign petition calling for a vote
Nearly 4,000 people have signed a petition calling on Nationwide – a building society owned by its customers, who are known as members – to let them vote on its decision to buy rival lender Virgin Money.
Bank of Scotland, Halifax and Lloyds to close 177 branches in 2024/25 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 177 of their bank branches in 2024 and 2025, the Group has confirmed.
Barclaycard's cutting minimum repayments – you could be in debt YEARS longer paying DOUBLE the interest
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.
NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.

View All

Reclaim PPI & other insurance

Discussion List

Get our FREE Weekly email full of deals & guides - and it’s spam-free