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blackhorse ppi
Hi all I just filled in a questionnaire that black horse I sent me regarding ppi (I had not contacted them, this just come in the post, out of the blue) I am not sure what account this form relates too, as I had 2 cars and one secured loan with them It is mainly just questions about if you worked, and if u had other cover…
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Stuck...Please help!!!
Hi, I had a loan from welcome finance from October 2008 to October 2010. It was for £2000 and I paid back £200 per month for over 2 years meaning I paid £4800 in total. I am positive I must've paid PPI but I am struggling to figure out what I need to do and how I can find out the info I need to make a claim. I would really…
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PPI Section E about your compaint
PPI Section E about your complaint Hi I have been filling in the PPI questionnaire for my dad and at the time he took out his loans with Blackhorse he was employed but just got statutory sick pay and had no savings Can you advise if it is worth making a claim as after speaking to him here is the details I am able to put in…
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Reclaimimg 'Compulsory PPI' with RBS Mortgage
In 1996 I took out a 100% RBS mortgage at an RBS branch. The Mortgage Advisor told me I had to have their PPI, due to the risk of the 100% product. No other PPI provider was suggested. I know this happened, but have no proof (a friend had an identical experience taking out a 100% RBS Mortgage around then). I was pretty…
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odd letter and easy and low stress way of claiming back ppi form dark days of debt
hi i have been aware i have miss sold ppi in my loan history over the last 11years or so. i was under the opinon the only way to claim back my ppi was from scum sucking claims co.'s taking 50% or more of my money and hassling via spam texts etc. and i did not wish to deal with any of them and thair charges as it looked as…
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Mortgage protection
In 2001 i took out a mortgage through my financial advisor. At the same time i took out a mortgage protection policy as i thought that it was needed to do to get my mortgage. Is it possible to make a PPI claim. THANKS in advance from a newbie @nt...
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Reclaim PPI from years ago
We made a succesfull PPI reclaim in July last year by completing a form freely available on the FSA website. It cost us under £5.00 as we completed the form ourselves, posted by recorded delivery to the lender and posted the acceptance of settlement forms again by recorded delivery and waited for the credit to go into our…
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Broker no longer trading so PPI turned down from Finance company
Hi , Please can anyone help? I took out a secured loanin 2004 from a broker who is no longer trading. The loan came from FirstNational now GEmoney who have turned down my claim as the say they do not know what the broker told me when selling. They have the account detals and have also given me the under writer details. GE…
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Want to see your paperwork?
Hello all - my lender has admitted they do not have the original paperwork and neither do I. They do not have any signed paperwork from me at all. This is not a surprise as they lost mine during a major move so I am guessing they this included their's too. How should I proceed with a PPI claim in these circumstances? Many…
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Critical Illness misold
Hope someone can advise me here. I sent a PPI claim off to Scottish Provident with whom I held the policy. Because the policy was sold to me by a Mortgage Broker, they sent my claim directly to the umbrella company of the them mortgage broker, who have now sent me out reams more forms to fill in and they say i have only 10…
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Writing to bank for agreement numbers... Advice please
I am in the process of trying to find out if my husband has PPI on old Blackhorse loans. The loans were paid off in 2004 and 2005 and so not surprising that black horse wrote back saying they couldn't find the information without the agreement numbers as the records were too old. They advised writing to the bank that the…
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mbna rejection letter what now?
Hi I recieved this letter today rejecting my claim for a PPI claim. Here's a transcript of it. Dear Mr king, We recently contacted you requesting further information relating to your ppi complaint. To date we have not recieved this information. Therefore, I have based my findings on the information currently held. However,…
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PPI claim declined as "non advised" sale
Good Morning, I have recently had a claim declined on the basis that it was a non advised sale. This was an unsecured loan through a credit union, to back up thier defence they have sent out the paperwork that I have signed in relation to the PPI aspect. I have basically ticked 4 boxes, confirming that a) I am between the…
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the funniest missold insurance
Hiya MSEs and OSs!! It's my first post so I'll make it a good one and start with a ditty I Wish "I wish I was little bit taller, I wish I was a baller I wish I had a girl who looked good I would call her I wish I had a rabbit in a hat with a bat and a '64 Impala" Skee-lo - lyrics to "I Wish" Instead of spending this time…
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My Current PPI Situation
Good evening folks, This is my first post and I was looking for a little advice. It's probably going to be a bit lengthy but I was hoping some of you could help me. I recently put in a PPI Claim and I'm not sure it's correct. Anyway I'll start from the beginning......... My wife and I decided to claim the PPI back off of…
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Barclays offer £500
Barclays have agreed my mis-selling claim for PPI on a Masterloan which I took out on 17/6/1998. Unfortunately they say they do not have enough details to calculate the amount due to me using FOS guidelines so they have refunded £500 as a gesture of goodwill. I have the original loan agreement which shows: Amount of Loan…
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credit card ppi
can anyone tell me if ppi is hidden in the minimum repayment on credit cards without it actually saying there is a ppi on the account?
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Hit and Miss
I have recently submitted PPI claims to a number of credit card companies where I had cards during various periods up to 2007. Only Sainsbury's bank have accepted my claim, and paid out £732.88. MBNA and Capitol One have rejected my claims, Lloyds Bank tell me they need a total of 16 weeks to assess my claim and GM Card…
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Refering MPPI claim to Ombusman
I have just got a letter from Nationwide saying they have not upheld out mis-sell of MPPI complaint. I have read through the letter and understand the facts they presented but failed to mention a key piece of information I raised to them. Basically we were sold the MPPI when we took out our extra mortage in 2004 (we did…
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PPI on Mortage
Hi I know nothing about PPI but as my mother is giving me earache about making a claim I thought I'd ask advice from you clever people! I took out a mortgage in 1983, paid it back in 2005, 3 years early, would I be entitled to anything? Personally I don't think so but what do I know? I know I probably need to give more…
