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Mortgage PPI Offer
Over the last 8 months or so i have been in the process of re~claiming PPI paid on my Direct Line mortgage. The payments made from December 2000 to February 2007 add up to a total of £1,640.94. After a lot of too~ing and fro~ing, RBS have come back with a 'goodwill gesture' of £2,509.52. RBS have worked this figure out…
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Reclaiming PPI - no credit agreement!
Hi, i have written to my bank 'Santander' as i feel i was mis sold PPi on my mortgage. I followed the guide on this site and requested a copy of my credit agreement. I recieved a letter back saying that 'this mortgage was not regulated by the consumer credit act and therefore does not have a credit agreement'. is this the…
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reclaiming PPI on debts sent to collectors
I'm sure this has already been asked before but has anyone successfully reclaimed PPI on debts that have already been sent to debt collectors? If so, please advise. I'm looking to make a claim tha will hopefully reduce my debt with the collectors.
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Frustration at banks
Here goes, its a long one. In april i applied for a ppi refund on a mortgage deal - all seemed in order but had no reply or even acknowledgement so re wrote to them several times. Unknown to me my son here at the same address applied for ppi on two loans and a credit card, He had a form sent for one of the loans and said…
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Stuck
I recieved a letter back from Pendragon about my ppi basically telling me no chance of a refund is there anything else i can try before going to the ombudsmen?
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is my ppi offer from my bank correct ?? can anyone help pls
hi. iv been offered 3,742. pound from lloyds tsb. for six seperate loans from 1992-2006. they have given me a breakdown of each loan an calculated figures etc. after looking in the forums etc, some people are getting thosands more. can anyone help me out pls. to accept or not.???? thanks
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Any PPI experts?? Help!
I'm still paying a £15K Home Owner Loan I took out on 3rd May 2007. The term of the loan was 29yrs, to run alongside our main mortgage. The interest rate at the time was 6.50% and the PPI added was £8.91 a month. How do I work out the amount owed to me, if I were to make a claim? Is it just as simple as adding up the…
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Somewhat confused!!
I recently wrote to the Nat West, on behalf of my partner regarding 4 PPI's that he has connected to his mortgage. I downloaded the PPI Consumer Questionnaire, filled it out - 4 copies, included copies of the first 2 pages of each policy, which include the Policy number, commencement date, etc. and sent a covering letter.…
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PPI - Probably asked a hundred times
Hello everyone, Don't often need to visit this forum but thought I would ask about something I am inexperienced with...PPI. Getting fed up with people phoning and emailing me about PPI saying "you are entitled to £xxxx from mis-sold PPI" so thought I would have a look. I've had several Credit Cards over the last 15 years,…
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6+ years, no paperwork but have acc no's
My first post to the forum. I suspect I may have been mis-sold PPI on three separate loans I obtained from my bank (Yorkshire), taken out since 1999. I have visited my local branch, and they now don't have records on any loan, being that all are over 6 years old. All are paid off, and they have given me the account numbers…
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Bank of Scotland Loan
Hi All I sent off an enquiry letter to Bank of Scotland about a loan my husband and I had a few years ago. I sent them a template letter from here and enclosed a postal order for £1. I didn't have the account number as I have no paper work but included the date the loan was opened and closed along with both my date of…
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told i needed to take out life insurance for overdraft increase?
Not PPI as i understand it, but i was told by my bank, natwest, that in order to increase my overdraft limit i needed to take out Life insurance. At the time i was desperate because due to an arrear on my part i was about to go overdrawn over my£1000 overdraft amount, so asked for a £500 increase so i wouldn't incur…
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Claming for PPI charges from a closed credit card account
hello, I came across an old credit card statement of my husbands Virgin account from 2008, and saw he had been paying PPI. The account is now closed, are we still able to claim. We don't have any other information, statements etc and when I asked my husband he doesnt recall being asked about PPI. Does anyone know what IO…
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Do companies acknowledge receipt of claim?
Hi, Wondered if you could answer a question I have please? I sent off the PPI questionnaires to a few places about 6 weeks ago and have only heard back from 2 of them. Do they have to acknowledge receipt of my questionnaire or am I to assume they are looking into it? Thanks, Rachael.
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Duty of Care - PPI
Does a credit card company have a duty of care to imform you that you have PPI ? A while ago my husband lost his job and we came to an agreement with regards monthly payments, however the credit card company never once said you are covered on this card with insurance and obviously we didnt know he had it otherwise we would…
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Carlyle Finance car loan
Sometime around 1997/8 I took out a car loan and I think it had PPI. The trouble is I can't find any of the paperwork. I've since moved from the area I lived in when I took the loan out but I don't think the garage I bought the car from are there anymore. Is there anyway of finding out from Carlyle Finance what the terms…
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lombard direct
hi i had a loan with lombard direct in 2003 it was for 5 years but i paid it off early in 2006, i no longer have the account details so i wrote to lombard direct /rbs on the 2/10/12 and enclosed a cheque for £1 for t&c and also a cheque for £10 for my account information, i use the template of mse and it says a response is…
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Claiming ppi on behalf of deceased
Hello, not sure if this has been asked before, cant find it in the search. My mum passed away earlier in the year, and had credit cards and a loan that had ppi on them im sure. We have been wondering if it is possible to reclaim ppi on these debts ? If so, how and can anyone recomend a company to use ? Any advise is…
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Welcome finance Medicare
Hiya just wonder if anyone has had any luck with Medicare insurance from Welcome Finance.Im just waiting for my PPI payout but Medicare was also added so was now going to try and claim for this.Not sure how Iwould go about proving it was missold.Also how would I go about claiming late fee charges on the account. I'm new to…
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FOS- Do they acknowledge receipt?
My wife sent all the paperwork off to them about 3 weeks ago. Does anyone know if you receive acknowledgement that the ombudsman have received your complaint?
