-
Lloyds TSB -bit scared!
Hi, So i've been reading this site and have come to realise that when i was told by Lloyds that i had to take out PPI to be aproved for my loan that was not an ok thing to do! At the time i thought it was annoying but i was told it was due to my age and the size of the loan so had never questioned it. I'm on the verge of…
-
2 loans and 2 PPI policies with the same bank?
Hi, Several years ago i took out a large loan with Lloyds TSB and part of the agreement was i had to take out Payment Protection Insurance. I don't have a problem with this but a few years later i took out a seperate loan with them for a further £5k and looking back on the paperwork i see part of this was another PPI…
-
Lloyds help with ppi decline
Hi Guys and Di I hear you're an expert on this crowd! I sent off the Missold letters for a friends PPI with LTSB. She had 3 loans running one after other, 2 refinanced and all with PPI. One is still running. She filled in a form with boxes on it and they are saying due to this she knew of the PPI. The reasons given were…
-
starting off claiming lloyds ppi for dad
hi folks-i believe my dad was missold ppi by lloyds.he took out a loan which was signed for in april 2005 when he was unemployed and 69 years of age.lloyds added ppi at a premium of £4810.68. I will scan and add a copy later but, does anyone believe we have a right to reclaim?-also where do i send the initial letter…
-
BlackHorse Claim?
Hi, My cousin bought a motorbike a few years back. Basically the garage told him that he had to have the PPI to aid his application for finance on the motorbike. Few years later he has realised hes never used the policy and never needed it. I contacted blackhorse on behalf of him as he didnt have much clue as to what to…
-
ppi question
hi just thought i would try to get some more info on the ppi reclaim to do with credit cards and whether anyone else has tried to claim from the company i have a card with The credit card in question is with ABBEY had the card since 2003 and as far as i can tell from my statements back to the start date i have been paying…
-
Credit card ppi help
I am looking for a bit of advice on what action to donext...story so far. Put in a claim for missold ppi against NatWest credit cards .My argument is that i wasnt told that previous medical conditions were not covered. I sent of my first complaint letter stating my concerns and the amount of money i am claiming for. I…
-
Are banks trying to get their own back?
Hello, I'm new to this site, so hopefully I've posted this correctly. I've had a number of Loans/CC's/Store cards over the years and by scanning the forums I, like a lot of people, also had PPI. Whilst applying for these through various lenders, I was on many occasions 'advised' and given numerous reasons why I needed to…
-
Capital One - PPI - Short Application Form
I stupidly signed up for a Capital One card in June 2001. I ticked the box that says "Please enrol me in Capial One's Payment Protection Scheme". They say I would have been sent T&C's after my application was accepted but I don't think they did because, had they have done so, I would have realised that as I was being…
-
Advice needed plz
Hi all, we have contacted our PPI company reguarding PPI, They have refused too have anything too do with the claim, Have forwarded all infomation too FSA, They have taken on the case, They notified the PPI company that they had 14days too respond with their final responce, Which over all has taken the weeks too 16wks,…
-
A&L offer.
Hi there, Well after two three letters, A & L are saying they will rebate me £590 on my loan, and £145 in cash for some reason which I am pleased about however it says that when I refinanced my loan that my PPI insurance was cancelled? I know this is good, however there is no chance of them actually being able to 'lie' to…
-
PPI Problem
Hi, I have just received a letter from my insurance company with regard to my PPI claim. They have ended it (finalised to use there term) and I'm not happy at all with their decision. I have been fortunate to have worked since I left school in 1970 up until late 2007 when I was made redundant. When I took out my mortgage…
-
Twopart / Paragon Loan from 2004
Hi, I took out a loan with Twopart/E-oan.co.uk in September 2004. They were the broker. The loan I got and paid was with Paragon. I had to pay loads extra for the PPI & didn't get any rebate at all when I paid it off. At the time, I wasn't happy about it, but there wasn't the attention on PPI that there is now. I believe…
-
Cancellation Question
Hi all and thanks for taking the time for reading my post I hope someone can advise me. I am halfway through a 3 year loan with sainsburys bank and have a Single premium policy. Now I am wishing to cancel my PPI as it is extortionate(£50p/m) and will be going down the path of reclaiming the money paid already. My question…
-
Northern Rock PPI OVER-AGE ???
Investigating my PPI on Northern Rock loans. Presumed that I would have to claim on CARDIF PINNACLE but after reading the post from natasha r, it looks as a direct cliam on NR is ok and does pay of! My problem however is the over-age question. I've heard age 60 bur does that apply to both male and female? Any feed-back…
-
Quick Question
Is credit protection insurance the same as payment protection insurance? Thanks
-
NATWEST PPI Claim (following an IVA agreement)
Hoping someone can offer some advice (maybe Di or Marshalka???) After successfully claiming PPI back from Halifax I have offered to pen a letter for a mate who has a £30K loan with Natwest. After I explained that I was pressured into taking PPI from Halifax he remembered that the same had happened to him with Natwest. He…
-
Help with Black Horse address please
Hi all Just wondered if anyone can help please?? I have had numerous loans with Black Horse over the years and have always been told that I wouldnt get a loan without PPI, so have decidedto reclaim. The first thing I wanted to do was request a copy of all documents held but my problem is that the branch I dealt with have…
-
Northern Rock PPI
Had used the link to get a letter drafted up, and this was so helpful. I sent off my most recent loan query to the NR complaints dept. They in turn sent a complaint form, pretty straight forward. Wham bam, 8 wks later £2500!!!! Queried other loans i had previously had with NR, they even gave me the info, letters sent and…
-
Finally got a figure but is it right
Hello Me, back again. I spoke to BH insurance today regarding my cancellation of the PPI, and about what amount I will be getting back from them regarding being mis-sold. I can't get my head around how they do things so I would be grateful if somebody with a head for figures could check this out for me. The loan started in…