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NR Mortgage charges
no one wanted to talk to me on the other forum, so thought I would post up here!! just wondering if I can claim back the following charges from my mortgage which were added before I sold my property and paid off the mortgage. I was in financial difficulty and in the process of moving in with my now husband. 1. sundries 2.…
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NR Mortgage charges
hi there no one wanted to talk to me on the other forum so thought I would post here and see if anyone can answer my question! just wondering if I can claim back the following charges from my mortgage which were added before I sold my property and paid off the mortgage. I was in financial difficulty and in the process of…
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Clydesdale bank ppi
Hi again everyone just looking for some advice I sent of my first letter to CLYDESDALE BANK ref. missold PPI, got letter today saying they were looking into it, however they have asked me to fill out a questionnaire which is asking all sorts of questions from What is my recollection of the meeting? Provide an account of…
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Claiming against HFC and living in Scotland
Hi and thanks for so much information. I live in Scotland but am trying to make a claim against HFC in Birmingham. Kept bank account in England etc. They have settled one claim but cannot get any resolution of the second. Loan was taken out in 1997 but settled in 2007 amount paid back was in the region of £17K on a £6K…
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cold calling
I was contacted by some woman yesterday who said that her company could reclaim ppi for me. Haven't checked all Q & A's on this site but just asking for quick answer- Should I give her my info when she calls back this evening? Or 'go it alone' (with M.L. help)? Didn't catch her company (or personal) name but she's…
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goldfish/barclaycard
Hi i am trying to reclaim ppi charges on a goldfish now barclaycard goldfish cc going back a number of years, i have recieved a questionaire from barclaycard within a week of sending off 1st letter which i have filled in ,but also a letter saying they will cancell the ppi straight away ,is this usual and will i be able to…
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Capital One
Does anybody know whether Cap One have actually defended a PPI reclaim case in court?
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Bespoke Finance - Any successes?
I found out today that our PPI was actually provided by Bespoke Finance and not Paragon (the loan provider) or Freedom Finance (the broker)! This is news to me, as for the last 5 years, I have thought that Paragon were the responsible party! As far as I understand it, Bespoke are based in Gibraltar and I believe that this…
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PPI Barclays Firstplus
I have informed Firstplus that Im not happy with PPI and told them I wanted to cancel. They sent me a letter saying they would refund £1240.08. However, it appears my monthly repayment has only decreased by £19. So today I rang and told them I was not happy with this as this PPi loan is still on top of my loan and Im still…
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Reclaimin Egg Credit Card PPI - Next Step?
Hi all not sure if i should be posting this in the discussion thread or starting a new one. I have been trying to claim back PPI charge on my Egg credit card, i sent them the following letter on 25/06/2009..... I opened the above Egg Card from you in 09/12/2003 but now believe that I was mis-sold the Credit Card Repayment…
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A&L palming me off?
I have had a response to my PPI reclaim letter I sent to A&L.. They say they can't help me as MBNA administer A&L's cards. I know this is true, but seeing as they sold me the card, surely they should deal with the PPI complaint. They say they have passed my letter to MBNA on my behalf, but I shoujld still write to them…
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PPI & Unenforceable Claims
I would really appreciate some advice. I have a loan and a couple of credit-cards which I want to check to see if they are enforceable or not. I have no intention of paying a firm my hard-earned cash to do this. The only reason I am contemplating it is that I had spoken to a company earlier this year who offered to do it…
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Welcome refer to auto credit finance
Hi i wrote to wf to claim ppi and they have written back saying not down to them as auto credit finance sold the loan. I have now sent first template letter to them has any body had any dealings with them. thanks
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Welcome Finance - advice please....
Hi all I was wondering if someone with experience of Welcome Finance or who knows what they are talking about could give me some advice... In terms of background: I took out a Welcome personal loan of £3,000 repayable over three years some two years ago. I have applied for a PPI refund which, I have learned today over the…
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Egg....Grrrrrrr!
Egg are infuriating!! I have written twice to Egg, and they have replied twice with a decision to not pay back my PPI. They say that because my application was online, I ticked the YES box of my own volition, and therefore, MUST have accepted the T&C's because I had every opportunity to read them. In the most recent reply,…
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Just got yearly statement - need advice on PPI
Hi my husband and i have just received ou first yearly statement from HFC Bank. (Companies now have to send you 1 per year by law effective from 1st October 2008) We took out a loan through them (hire purchase type thingy) in January 2006. The loan amount was for £297.86 payable over 48 months at 21.6% APR. When we…
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Northern Rock - What next??
Hello All, I am helping my friend claim from a number of creditors including NR. we sent the initial template on 4th August 2009 reclaiming PPI. Today received questionnaire to fill in in order for them to process the complaint. They should have all data for my friend so no need to fill it in is there? If not what letter…
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Halifax PPI success on a DMP - what will happen next?
Hi all I've just learned I've been successful in reclaiming PPI from the Halifax on a £15k personal loan which was taken out in 2001. However, I got into terrible difficulties (long story) resulting in having to go onto a DMP with the CCCS for all my creditors in 2003 (of which this Halifax loan was one of these…
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can they do that?
I took loan out with HFC in 2005 and have since sent them letter about PPI sold to me unwillingly. THey admit it was and have offered to refund me around £5000 but they are taking it off the amount of the loan. They still getting money plus say I still owe them £700 and can take loan out for 24.9%. Sure it's my decision on…
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PPI Success with EGG
Recieved a cheque for £930.34 through the post last week. Total refund was nearly £5000 but other £4070 went to paying off the actual loan. Brilliant! No more loan repayments and a bonus £900! Only took one letter which I posted 6 weeks ago. Best 20 minutes time I ever spent!:beer: