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Advice on Restarting Claim
Hi, I started a claim against NatWest back in March 2008, it was put on hold because of the court case. In Jan 2010 I received a letter saying they would not uphold my claim or refund charges. The letter said it would close my complaint 8 weeks from the date of the letter. My situation has changed since I started the…
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Santander and Reclaiming Charges
Hi there, I'm just starting to put together my details for reclaiming bank charges. I'm not clear on where to send my request for the data as the old Abbey address is wrong. Does anyone know where I should send this, is it just a customer services address? Thanks cb
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Help needed with Vanquis card and charges
can anyone help me. I have been away for the past year traveling and had a vanquis card. I set up a DD and payments came out over the past 12 months. I just got back and when i left i had used my card up it limit of £250 after 12 months of paying my outstanding balance is £570 and credit limit £250. I spoke to them today…
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am i entilted to claim anything
hi just a quick question or some advice last year i banked with natwest i was due a lump sum of money from tax credits this went into my bank acc which is just a basic acc so i went down and withdrew 300 pounds as u do 2 pay bills etc wen i checked my bank later on that day tax credits had taken back the amount that they…
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bank charges with santander- going down the hardship route.
In the last 11 months i have clocked up a shocking £982 in bank charges which i am trying to claim back. Santander have issued a refund of this months charges which is £105 and told me i wont be charged for going over my overdraft for the next 3 months. Problem is i am in financial hard ship and wondered if anyone has…
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Barclay's Personal Reserve, Unknown charges
Hi, I have just received a letter today stating to me that i have been in my personal reserve for longer than 8 weeks with an account i have not used for 2 years. My card and online banking codes seem to have expired so i can not check what this means until tomorrow morning. The last time i used this account was by…
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Bank Interest charges whilst unemployed
I have a student-graduate overdraft account, I have never closed down and still use it all the time. My problem: I paid back the overdraft account some few years back whilst working, but had no idea that once it was paid off, could easily be used all over again. I have been paying back compulsory Interest charges on this…
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Reclaiming back charges after successful PPI refund
Wondering if anyone has any advice/ thoughts. I had a small loan 2002-5 with LloydsTSB, for which I have just received £750 roughly refunded from my PPI claim. The thing that annoys me more, is that since 2003-ish I've been charges roughly £3000 in overdraft related charges (returned payments, overdraft excess fees,…
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Offer from Halifax
I sent a letter to halifax requesting a refund of approx. £1600 bank charges I had accumulated over the past 4 and a half years under the hardship rules. I have just had a call from them offering to waive the current £100+ charges that are due to be applied to my account in the next month and an agreement that they won't…
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How to argue over the phone - Please help!
Hi, I've been writing to my bank since September 2011 about refunding my bank charges. £2,500 in total. I have just received a letter agreeing to pay me some of the charges back but to call and discuss. I am about to call them but i'm keen on asking for some advice - points to make to ensure i get the correct sum refunded.…
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Credit Card PPi
I have had a "conversation" this morning with a rep from real time claims about credit card ppi who told me that they had a cheque for £980.00 waiting to send out to me as repayment for missold ppi on my MBNA card , which I have held for 12 years , and I am waiting for him to call me back to go through process of form…
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About to start the PPI/ Credit Card Journey of reclaiming funds
Good afternoon.... I am new to all this and after some time I have decided I am going to look into my accounts to see if I have any grounds to apply for charges back. I do not think I had PPI on anything but I am going to look into everything. Just in case! After 87k yes....87k of debt... I have £3000 left with Un- welcome…
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Really need help
I have spoken to job centre and they've informed me my bank can't take bank charges out of my income support or child tax credit or child benefit n told me what legislation it came under. I've gone into my local branch today to query it and they've said they've never heard off it n whatever bank charges I've been charged…
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need some help / advice
Hi I have never posted here before but myself and my husband are reclaiming our bank charges. Today he received a letter from Lloyds saying that they are greatful that he has taken the time to complain and the next step is to contact the bank to see how they can help, now to us this seems odd as we tick all but 2 of the…
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Is it possible to claim anything?
Ive had a credit card for about 4 years, I was charged £12 every time i made a late payment and then another £12 for being over the limit. It all got abit much and i couldnt afford to pay anything as it wasnt making a difference as They were still putting the charges on. They have now cancelled the card and it is with a…
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MBNA re-claim success story...
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PPI can somebody recommend a Company to help me
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Bank will only pay 6 years of 23 year PPI
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intrest charges on private loan company
Hi. I wondering if anybody has been in same situation? I took out a loan in 2005 with my then partner,for 7500 i defaulted on it they took me to court 2yrs later i was ordered to pay 50 a month extra to bring payments up to date which ive done for years im actually in credit. Today i get a letter of sums of arrears stating…
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Newbie...Should I or Shouldn't I???
Hi All I am sure you are sick of being asked this question...but I am new and looking for some advice....basically we have been in money problems for years now and although it doesnt seem like a lot of debt to mist it is too us..I got 2 overdrafts from the Halifax and have basically lived in them and over them for years, I…
