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New bank account, been charged already
Help.....need some advice please as to whether i should presue this or not. Been with Natwest for nearly 2 mths, i switched my account from another company. Anyway had a bit of trouble with direct debits being switched before wages so last mth were charged £76 for returned direct debits, they refunded those charges.…
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Enforcing Judgments
Once you have obtained a judgment either by default or after a trial how do you enforce it. There are three aternatives 1 Warrant of execution - This allows the bailiff to go in and seize goods that belong to the bank and sell them to satisfy the judgment 2 Statutory Demand - This is the first step in have a company…
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Bank charges
Back in October 2005 my bank made an enormous error on my account. They failed to take account of a relatively large sum of money transferred into my current account from my deposit account and subsequently bounced all my direct debits and standing orders due at the beginning of November 2005. When the mistake was pointed…
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A few questions - I'm a newbie (A nice one)
Hi all, some wonderful posts and replies on here so thanks to everyone as everything I've read has been a great help. Here's a bit of background about my case. I banked with Natwest, I was very young when this all started. 19 and living away from home with no financial support. I lived on a small wage and had an overdraft…
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Starting a claim where the amount keeps building...
First, I should note that this if for an account which I no longer actively use for any of my financial stuff - all switched to another account when I started the first claim. I am almost there with my first claim to get my charges back (6 years worth), but of course this is for the charges to a fixed date and since that…
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Keep Going it works
Just been refunded £2472.45 by natwest bank guess I was one of the lucky ones who took notice of this site approx 1 year ago. Dont give up is my answer. Also got a refund from capital one £165 and by sheer luck they sent me another cheque I cashed it and got double bubble. Thank Again Martin:beer:
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Stopped part way through claim. What would you do?
Hi Everyone, Just a quick one really. I started action against Egg (Credit card), got to the point whereby the next step was legal action. I stopped. Not for any particular reason other than I dont really do the "getting arsey" very well. So I think my choices are a) Start from scratch b) Resend last letter c) Just start…
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Prioities
See the OFT are chasing the supermarkets for fixing the price of milk. This will no doubt stretch their resources as it is unlikely that any members of the OFT hierarchy are ex supermarket employees. They'll no doubt throw their full weight behind this one and sod the poor !!!!!!s who are trying to get thousands back from…
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Interest on bank charges
Is it possible to claim back interest on an overdraft which is made up, and is far less than, the charges we are reclaiming. I have also been told that I must pay in £10 per month to keep the account active or action will be taken against me for recovery. Regards Ian Wells
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Scottish courts give go ahead to claim charges despite test case.
I found this article http://www.theherald.co.uk/search/display.var.1671731.0.sheriff_gives_goahead_for_bank_charge_cases.php I am considering action against the Clydesdale bank and I am unsure if this ruling gives all Scottish residents the go ahead to do so or not. Can anyone advise me?
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Penalty Fees
A slightly different slant on the unfair bank charges crusade. I opened an account with a company which sells foreign currencies and transmits them to a named beneficiary account anywhere in the world (Foreign Currency Direct plc, www.currencies.co.uk). When I opened my account with them I signed up to their terms and…
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changing banks
I am thinking of changing my High Street Bank, if i was to proceed with this would i still be able to reclaim charges from my previous bank?
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Can I claim again??
I sent a claim to my bank about 4 months ago for £600. The bank sent me a letter back saying that they would not pay out. Sould I try again to claim my money back? Sorry if this has already been discussed. Any suggestions would be grateful.
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Plse Help! In a Black Hole (Abbey)
I started my claim for 110.00 with Abbey(1st letter) 1st May 2007, I received acknowlegment from them on the 9th May, this was to inform me that they would have to investigate the matter which would take 4 weeks. I then received a letter on the 5th June advising that the investigation was taking longer than expected. I…
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Abbey Ignoring Me
Hi everyone, I am hoping someone on here will be able o advise me as I'm a bit lost. I recently sent my first letter to Abbey 20/07/07 they didnt respond within the 40 days so I sent the second letter template of stating that if they didn't respond by 19/09/07 (today) I would be filing a County Court action under Section 7…
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Confused - letter from court
Hi all. I have recieved a letter from court, but I am not quite sure what it means or what I have to do. Can someone translate in simpleton terms for me? It reads: IT IS ORDERED THAT UPON IT APPEARING THAT the issures in this case are to be considered in litigation currently before the Commercial Court (2007 Folio 1186)…
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Reclaiming bank charges twice
I've recently reclaimed my bank charges, however, I am still receiving charges. Can I reclaim for a second time? Thanks, Esther.
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alternative way of claiming charges
I saw on the web site that Martin said there was possibly another way to claim back bank charges. It comes under the Social Security Administration Act 1992 that says where benefit is the main source of income "Banks should not take charges from this account as this money is needed to live on" Could any one tell me where…
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Do I start again????
I have twice picked up this claiming bank charge thing? I have about £1500 on one account and about £800 on another but I don't know if i need to start from scratch again, I sent off a spreadsheet and letter but not sure where I went then, Can anyone advice me? It's Llloyds TSB by the way, I'm really confuddled!
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has anyone won since the test case announcement
Has anyone recieved an offer partial or full since the announcement. i just thought it might perk us all up abit if we have some good news.
