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Stopped part way through claim. What would you do?

Hi Everyone,

Just a quick one really. I started action against Egg (Credit card), got to the point whereby the next step was legal action. I stopped. Not for any particular reason other than I dont really do the "getting arsey" very well.

So I think my choices are

a) Start from scratch
b) Resend last letter
c) Just start court action

Ideas welcome.

The amount in question is about £230. I got my other £2000 back from Barclays, FD etc a while back :D

Comments

  • i would resend your last letter asking for a reply or you will go to court, the go to court if you do not get the answer you want from them.

    but thats just what i'd do. I can't see there's any need to start over
    Barclays - Reclaiming - £3380 - stayed 30/08/07 - £2261 goodwill 20/02/09
    Abbey - Reclaiming £250 - 1st letter - stayed
    MBNA - Reclaiming £400 - received £294
    Morgan Stanley - Reclaiming £138 - received £120
    MINT - reclaiming £110 - received £90
    A&L - £170 charges - £170 back!
  • hi all,
    I wrote my bank a letter before action letter saying I want my money within 14 days or I'll go to court. their response was a rubbish offer or 125 out the 490 im claiming, unfortunately I didnt do anything else untill I found the letters and my files today. they say in the offer letter that if they do not hear from me within 8 weeks they will assume that I am happy..... Im not happy but that letter was sent on 27th september 2006. can I still just take them to court now even though its months after? or should I send another letter before action note rejecting their offer and setting a new deadline for them?
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