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Charged because a cheque I paid in Bounced
I have been charged £20 because a cheque I PAID IN bounced. This is with The Coventry Building Society's Coventry First Account. This charge is listed in their tariff. I think this is totally unfair. It is not my fault that the person that wrote the cheque did not have enough for it to be paid. Any advice would be…
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Case moved to a different court
Hi, I've just started the process of taking Lloyds TSB to court. We filed at our local court, but have received a letter saying they've defended the claim and moving it to court some 4 hours away. Any ideas what we can do? Thanks MM
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Applications for judgemnets to be set aside
I know Palerie Head and Chris1Uk have the hearing of Bank applications t have judgments set aside in October has anyone had an application to have a judgment set aside heard yet and if so what was the result
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LloydsTSB
I recently asked Lloyds for my 6yrs of statements, and have since recieved them, i totalled my charges and worked out they owe me £450, i could just do with some help as i'm not sure what to do next/who to write to etc? I've tried searching this site but couldn't find the relevant info. Thanks
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Getting charged 28 quid for going over by a few pence!
Just wondering. I was doing matched betting the other day and deposited quite urgently as I needed to get my bets matched in order to make a profit. But when I phoned in to check my balance after i deposited, I was overdrawn by a few pence - certainly no more than 1 pound. Just wondering whats the best way to go about this…
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going to court: who can go?
hi. my dad is due in court thursday with abbey. can i go instead? i've been dealing with everything so far. thanks in advance.
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Bank problems - Financial Ombudsman or solicitor?
This is a bit of a long one, so please bear with me..... During a temporary period of redundancy I had very poor service from my bank (Lloyds). My benefits and insurance payments were significantly delayed by my mortgage lender (a Lloyds company) failing to respond to Department of Work and Pensions enquries to help…
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penaltycharges.co.uk
I have emailed stephen hone twice to try andsee if I can get a copy of the decision in Terry v LloydsTSB from him as they acted for Terry without a reply has anyone else had better luck
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This is why i hate barclays!!!
Once the stay is over on the test case and i get my money back from barclays im closing my account and this is why!!!!!!!!! BBC News Player - Barclays mis-sold products God i hate them sooooo much aaarrrggghhhh:mad:
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CAG Web Site
The site seems to be down does anyone else have problems accessing http://www.consumeractiongroup.co.uk/forum/
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Timeframe question
Back in June I sent my final letter to Lloyds threatening court action unless my payment was received in full, however, due to personal circumstances I have not been able to put this claim in (I have been in and out of the country so didn't know if I would be able to attend court on any dates!) However I am now back and…
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eBay Fee's, Direct Debit, Bank Charged!
Hi, i received an email from eBay saying that my bank had approved direct debit from them, upon reading this i was very stunned as i had not known anything about this, i did not request direct debit, i posted about this weeks back and was told to wait and see what happens. My eBay fee's were at £11.92 and when i checked,…
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Reclaim overdraft charges
I have a current bank account and have had an Authorised overdraft arranged of £750 and have been getting charged with interest every month for nearly 3 years as I have been using my overdraft, but have never gone over the £750. I am now in credit with my bank account but I am still being charged with monthly interest. I…
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What about the Hull County Court order?
Hi all just looking through this site at the timeline of developments, and a few things come to mind. Firstly, what's the deal with the Hull County Court order by Judge Beresford early July that several banks had to disclose full details of their costs in relation to current accounts? Does this no longer stand, given the…
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mogears04
I've just started my bank charges reclaim, however I wrote to my bank on 15 May followed this up with a phone and finally received my statements 83 days after requesting them, they arrived when I had gone on holiday and after the OFT decision of 27th July. Does anyone think that may help in my claim? I dont expect the…
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What now
I received a letter from my bank today and they said they won't resolve any complaint until the determination of the legal issues in the proceedings with the OFT. What do I do now? Wait or proceed to the next step?
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9k Charges in one year
As stated in the subject line Lloyds have charged in a 12 month period in excess of £9000, which meant my account was overdrawn and consequently they have instructed debt collectors to recover this debt. I have requested copy statements to detail what the charges actually amount to over the last six years (as per this…
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can you be lawfully charged, for being charged?
when I was with barclays, even though they were rip off merchants, they would not ie: if a direct debit bounced and they charged me £25, and this charge took me over my overdraft limit, they told me they could not charge me for being charged. ( the charge is the reason i was over drawn ). now putting my banks aside due to…
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Nationwide agreed to refund me, but haven't.
Nationwide wrote to me just before the OFT announcement say they HAVE refunded my charges. I got the letter on the day of the announcement. As yet the refund still hasn't gone in my account. I've wrote to them and they said they have had to put everything on hold until the outcome of the test case. Are they aloud to do…
