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LTSB trying to get our Judgement set aside!
Pleease help!! Has this happened to anyone else? We won 2 claims against LTSB at Guildford in June. They paid one, but SCAM are now trying to get the judgement set aside on the other one. This maybe due to a typing error by the Court which has been corrected. As we've already won, and this is not a new claim, can it be…
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Impact of refunds on banks
From HSBC's interim report today: ....the impact in the UK of unauthorised overdraft fee refunds, which increased our costs by US$236 million. This is an industry-wide issue and the size of the refunds that we have made demonstrate our commitment to treating our customers in a fair and transparent manner. Indeed, we very…
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Completely Baffled :( !!!!!
Please HELP im completely baffled & with the news of all this news of High Courts & claim suspensions im completely ##@~>"$*$^"^67!!!!!!!!:confused: !! I wrote to Barclays asking for £2955 worth of charges back including interest about 4 weeks ago, giving them the 14 day rule. I received a letter from them stating they…
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Brennan v Natwest: Judgement Today
Barrister Tom Brennan and Natwest are in court this morning to hear Judge Simpson's judgement on whether their is a case to answer and can go on to a higher precedent setting court. The action at the Mayors and City of London county court begins at 10.30 and is expected to last until 12.00. Unusually, both parties have not…
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Is the test case actually a test case?
This may sound stupid but is this test case actually a test case. What appears to have happened is that the OFT has issued a claim for a declaration against a number of banking groups. At the same time a number of the bank customers are taking action against the same banking groups over the same issue. The banks argue that…
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changing bank
hi everyone i'm currently with lloyds tsb at the momment but i'm going to ghange my bank today because if i don't they'll take 265 out of my account on the 1st and if they do that i won't be able to pay my rent or pay my bills what could they do once i've done this because my account with them will be overdrawn :mad: abbey…
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Clarification
Good Evening. I have a question regarding The OFT V Banks in the case against Unauthorised Overdraft Charges. At present I have submitted 2 claims to The County Court. 1 is against Barclays for a mixture of bounced cheque charges and unpaid direct debit Charges, plus a few for overdraft charges. The 2nd case is against…
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What do the banks use the charge revenue for.
It has come to my attention that some people believe that if bank charges reduce/disappear as a result of this court action we could see the re-introduction of a/c running charges, and they arent happy about it. Is it not the case that current bank charging practises fund the ability for banks to offer free banking (the…
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Bank Put Offer In My Account Without My Knowledge
Just checked my halifax account and saw that i had a little more than i thought - when i checked i noticed that the halifax had put £119 into my c/a without my knowledge - i had a conversation with the halifax on friday and declined the £119 offer and said i would be writing to them - the person sarcastically said good…
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bank charges interest ???
i have recently had a letter back from barcleys saying they will refund the diffrence between the charges that i have incurred and the current fee 12pounds which amounts to 112.00 as to the full amount of 361.63 (including interest). Now i intened to accept this as part payment and send a letter requesting the outstanding…
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Bank agreed payment but haven't paid up
Hi, I have accepted a settlement amount from Barclays, which I accepted (within their 7 day timescale), but they've not made payment. This was about 3 months ago. I have chased them up but had no reply. Any advice? Thanks :beer:
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Please read, again!
Okay, dokey, its been a depressing few days on Reclaim Bank Charges and today is the quietest I've ever seen it :eek: but are we down, no we're not :D For all those going through the Financial Ombudsman, please read their quickguide here, not good news, especially for Scottish and NI claimants but do get in touch with them…
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bank caharges
I have followed the instruction from moneysavingexpert website and I am now unclear how to proceed with my claim.* <?xml:namespace prefix = st1 ns = "urn:schemas-microsoft-com[IMG]http://forums.moneysavingexpert.com/ /><st1:date Year=[/IMG]20 June 2007</st1:date> - £3084.49. requested by me (the 6 years bank charges plus…
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Arguments against suspending Claim
As some of you have cases coming up over the next couple of months and are likely to be met with requests from the banks for the cases to be suspended I thought I would make a suggestion as to an approach to take if the bank does ask for a suspension of the claim until after the Test Case. I would suggest telling the judge…
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Will the Banks want their Money back ?
If the banks win will they want al the money they have paid out back ?
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what now?????
:confused: Well i have just sent my questionaire plus £100 fee to my local court on thurs only to hear on fri that all this is going on. What happens now will my cheque still be cashed? how long is the wait? aaargh has anyone got the answers?
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Lloyds TSB Tactics for People claiming Bank Charges
Hello, I bank with Abbey, but i assume they must have something very similar to Lloyds Below is the link the the Daily Mail Web site It makes interesting reading!!!! Secret bank manual tells how to avoid giving charges back (unless the customer is dying)…
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What about any new charges imncurred?
Given that everything is on hold, re OFT and the test case, does that mean banks cannot impose NEW charges until there has been a ruling? Following this logic, it should do. Need to know
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settlement offer querie
hi everyone i have received a letter from Lloyds TSB solicitors and have been offered a full and final settlement of £1880, which is great news :dance: the letter tells me to sign a copy and send it back to them asap, and this is the querie i have, do i have to send the whole letter back or just the bit on the bottom of…
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Will the courts stay all pending bank charges cases.
Some posts and the banks seem to be assuming that the Courts will automatically stay/suspend all the bank charges cases pending the outcome of the test case. I am not sure that this is the case. The banks have done a very good job of annoying judges by putting in defences then settling at teh court of the door almost as a…
