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Please help, Bank problems
Please help! Quick run down, we hired a van with one company who contracted the hire of the van from another company. We ended up being charged £400 more than we agreed for the van - but we were charged from the sub-contracting company and not who we agreed the van hire with. We asked barclays to act on our behalf to get…
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Bank Charges
I used a company to reclaim my charges BCR and now they have advised me that the process has stopped till Dec. This being after they have told me the amount I'm due which is 1700, should I start the claim process myself, I started with them back in Feb. and also as I am in rec of ben can the banks take this money?
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Bank took money without concent
Please help! Quick run down, we hired a van with one company who contracted the hire of the van from another company. We ended up being charged £400 more than we agreed for the van - but we were charged from the sub-contracting company and not who we agreed the van hire with. We asked barclays to act on our behalf to get…
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Charged for receiving money from abroad
Hi there, my parents paid money into my natwest account from abroad (Italy) on a monthly basis while I was at uni. The bank charged me £25 everytime I ve received payment. Would i be able to claim these costs back?
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clearance delays as well as bank charges
Should an investigation be launched into what happens when money is been cleared, given transactions are now all electronic is it wrong for banks to take 5+days to clear cheques, BACS, bank transfers etc. when in reality they should take 1 day maximum. Also these delays are not consistent sometimes it can clear in 5 days…
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Received county court threat from Aliance & Leicester
i am in the middle of my claim and sent the court threatening letter to aliance and leicester for total of £370. They sent me an offer after my first letter offering me £135, so i wrote back with the court threatening letter to give all my £370 back. However, only a day ago, the aliance and leicester !!!!!!!s have sent me…
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If only banks did more to help consumers...
Im not saying that the banks are right to charge what they charge for overdraft,direct debit fees etc but i just think the banks could do a hell of alot more to help the consumers when they get into financial issues i.e go 1 penny over your overdraft and you pretty much get instantly charged £39 or whatever it surely the…
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Reason 2 Worry??????
I have my court case tomorrow (31/07). I am getting quite nervous now as I have heard about other unsuccessful claims by us the public against the money grabbing banks!!!! :mad: Is there valid reason to worry? I feel as though I am quite well prepared but can anyone offer advice/ tips if they have been in this position???…
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Online complaint form to complain about FSA Court case.
Post your thoughts directly to the FSA about their decision to allow this court case to go ahead. It's going to drag out for years and us folks are going to lose out on a lot of cash. http://www.fsa.gov.uk/pages/About/Complaints/Contact/Form/index.shtml Going to court is going to put a lot of people off claiming and with…
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Is it only Overdraft Charges
My 1st time here so this subject may have been covered. Am I right in saying that the new "freeze" on claims only relates to "OVERDRAFT CHARGES". If so is it still ok to go ahead and reclaim charges for returned Direct Debits etc..
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Terry v LloydsTSB
I am not sure if anyone has seen a copy of the judgment of this case that was in St Albans County Court in the begining of July. Penaltycharges.co.uk were assisting Mr Terry who one his claim for bank charges . Unfortuantely as LloydsTSB forgot to turn up I am not sure how much argument was heard anyone else have any info…
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Please help. success or not?
I recently applied for my charges back and went through step by step using the site which i found very helpful. They eventually offer 1195 back instead of the 2391 total i was going for. they said that i had 2 weeks to disagree and my money would automatically go in my account. the money went in the same day as the letter…
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Right to Off-Set????
A bit of advice please as I'm going bonkers here! Halifax have been pretty good at refunding our bank charges so far. I have an over-drawn and default acc, and they have paid in £700 into this. I did ask for a personal cheque but no-go. Oh well, it helps get the balance down on this account anyway. However, I have a major…
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claiming bank charges
We have 3 accounts with RBS - does this mean that to claim we need to enclose 3 x £10 or does £10 do for 3 accounts.
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Bank Charges Consumer Charter
UPDATE 13 August The final Bank Charges Reclaiming Charter is now live. Plus sign the petition to ask Gordon Brown to support it. Martin What's it about? Below is a rough draft of a bank charges consumer charter, being worked on in conjunction with consumeractiongroup.co.uk and penaltycharges.co.uk. The aim is to create a…
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Some Advice Please!
Last Monday 23.07.07 I checked my bank account and saw I was in credit, though I knew debits made on the Saturday were about to come out that would make me overdrawn. I figured they'd show on my account out on the Tuesday. On Tuesday I saw I was £18 overdrawn so I popped to the bank to put in my money. I thought that as I…
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Letter from FSA to Bank CEOs
This letter is on the FSA website dated Friday. http://www.fsa.gov.uk/pubs/ceo/complaints.pdf It is a review of the way banks have handled the whole bank charges reclaiming "phenomenon" and gives some of them a bit of a rollocking over closing customers' accounts and using stalling or delaying tactics to prolong the…
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Just £210!!
My bank charges have only been £210 going back six years! Looks like I was much better with money a few years ago than I am now! With all the recent news, I really don't know what to expect. I sent my claim back on the 20th to Barclays and await their response. I only have myself to blame in many ways as I put off making…
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Urgent Help Needed
Iv phoned the court and been told my case is still going ahead.the letter iv got says: IT IS ORDERED THAT The action be set down for an allocation hearing on 31st august 2007 at 10.00am at *******.estimated time of hearing 30 minutes. the issues raised in this case makes it unsuitable for allocation to the small claims…
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Can Anybody Give Me A Bit Of Advice Please??
Hello! Please, if anybody can advise I would be most grateful. I had to switch banks last year after going on a DMP with CCCS, I have been keeping to payments, but, after my dog got ill (and sadly passed away) i was saddled with vets bills. As a result i went over my OD limit at the bank - by accident, my limit is small…
