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The Quiet Revolution...
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MPs discuss the uprating of pensions for UK pensioners living overseas
On Wednesday 11 May from approximately 4.30pm, MPs will discuss the uprating of pensions for UK pensioners living overseas. Ian Blackford, Shadow SNP Spokesperson for Pensions and MP for Ross, Skye and Lochaber, for proposed the debate to the Backbench Business Committee Motion for debate That this House notes with concern…
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Taking TFC
I am about to transfer a dc pension to my SIPP which is already in drawdown. I wish to take the 25% TFC so my question is, should I take it first and transfer the crystallised funds over, or transfer the lot and ask my SIPP provider to pay me the TFC? Or does it make no difference at all? Thanks in anticipation.
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Reclaiming pension credit
Hi, I hope someone here can help. My grandfather recently passed and my mum is executor. She has filled out all necessary paperwork to sort out probate and DWP have written to her stating that my granddad had been overpaid pension credit and they want her to provide all his pension paperwork going back to 2003. We didn't…
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Financial advisor catch 22
I am in the process of obtaining transfer values for 2 final salary pensions . I have been told by my provider that before I can access my funds I will need proof that I have taken financial advice . Sounds reasonable , given the amount involved and the risks involved . Problem is I cannot find any independent advisors…
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Looking for old BR2189 pension booklets
Hi guys, This is a re post as I initially posted it in the wrong place... Odd request I imagine, but I'm looking to get hold of old copies of the governments pension booklet "BR2189" normally followed by a date code, current one being BR2189 02/16. I think it comes every year with a pension statement. I'm looking for…
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Tracing a Pension
Hi, I have an old Abbey National Life pension, unfortauntely I cannot find any recent statements. The latest statement says it's for the "Retirement Investment Account - Annual Statement". Does anyone know who took this over and any contact details? I have moved house so they won't send a statement to my current address so…
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Calculating Pension Pot
I have a pension from 23 years with the company I used to work for. I left about 7-8 years ago but I have no information about the pension. I will be writing to the company but at the moment dont even have a contact name and expect it will take a long while to get any details out of them. I am looking to move it into a…
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Pension from previous job
I've just started a new job and I couldn't transfer any money in from my previous pension to my new one. I'm 28 and have never done anything like this before. What can I do with the money?
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company pension contribution
Hello, I am looking for information if anyone can help.I have searched elsewhere. I am in employment and will continue to be employed for the forseeable future. M y employer is stopping our final salary db pension wef 01/07/16. I can access my pension at that date and join a new dc scheme. My employer will pay 20% of my…
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Pension Earning Cap - How it Works
Hi All, I'm newish to the area of pensions and I'm trying to understand how the pension earning cap works. I'm finding it difficult to find information on the HMRC or Pension regulator website so any links to material on the earning cap or direction on this that people here can provide would be appreciated. At a very high…
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Pension before age 55
Dear MSE board, My name is Stefan Lucas and i am student of the University of Tilburg. I am writing my master thesis about when to recognize pension as income in countries with the EET-system. To answer that question i am looking into the pensionsystem of the United Kingdom and the Netherlands. - Is it possible to pay out…
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SIPP and pension plans
Hi I am 50 years now,and had contributed to work place pension for 8 years.For last 5 years I have gone self employed and not had any pension schemes. I would now work towards building up a pension pot,and I get the impression that SIPP is the best option.Problem is I dont understand them. Is it that I join SIPP with an…
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Friends life new generation pension plan
Hi I will be 59 this year and i decided that i would like to take 25% of my pension tax free..got in touch with friends life and they were not helpful at all...they said that they dont do 25% and i would have to take all or nothing...i thought by law i could take 25% tax free...The total value of my plan is aprox…
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Moving out of SIPP into NHS scheme
Hi, I have joined the NHS Pensione scheme (2015 CARE scheme) and was looking at the possibility of transferring existing pension into the NHS scheme. I have been contributing to a Hargreaves SIPP for a few years now and was wondering if I can use that to buy additional Pension in the NHS scheme. I have used the NHS…
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Work Pension - Missing Contributions
Hi I'll try and keep this as brief as possible. I was TUPE'd across to a new company, and somewhere down the line they omitted to keep their payments and my deductions up to date. I've now had to start a new company pension with them and they have agreed to make up the difference of missing payments (and I'm assuming…
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Pension advise
Hi All Just need some advice as to my pension situation as I have never given it any thought: I have just turned 29years old and been in my company scheme for a few years which pays 10% of my salary non-contributory. So far the fund is only worth £12k. Prior to this is had no pension contributions, stupidly opted out of a…
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IFA needed or not?
Hello all thanks in advance for any help Amongst several other plans I have an old pension with Aviva due to mature in June. It is worth just over £30k i want to transfer it into a HL SIPP, as Aviva do not do drawdown on the policy. Aviva are saying i need advice from an IFA before doing this. There is no GAR on this…
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Brexit vote
Sorry if this has already been addressed elsewhere, but life is too short to go scrolling through pages and pages of other threads. My question is : What is the concensus of opinion regarding a Brexit vote and the impact it would have on private pensions funds? My problem is: I am due to retire at the end of this year, but…
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Can husband give his 25% tax free sum to me to reinvest in my pension pot?
Can my husband give me money he withdraws from his pension pot, so we can reinvest it in mine with tax benefits? My husband can retire later this year with a 100k-ish personal pension pot. Currently he's on a low salary and we can live on my salary (plus his state pension if we don't save it), so plan to leave his pot…
