We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pensions, annuities & retirement planning
Archives for January 2009
Discussion List
Serps
I opted out of SERPS in the 80's, orginally with an insurance company called General Portfolio. Over the years their as been several changes in name and I have lost contact with who I am with. How do I find which insurance company is claiming my SERPS?
Pension question: Can I withdraw funds?
Hi all, I have been contributing to a pension through my workplace for just over a year now, recently I froze the account and I have been having a think about it, I was thinking about withdrawing and setting up an ISA or maybe even stopping until after the whole credit crunch fiasco was over and done with. I'm 24 so have…
What happens when I contract back in?
i'm thinking of contracting out and was wondering what happens if I decide to contract back in e.g what happens to the contributions when I have contracted back in, any tax to pay etc Anybody able to advise? Cheers.
stakeholder pension query
I'm on a tracker mortgage which has come down quite considerably recently, so what's the best thing to do with this extra cash? I was thinking about increasing payments to my existing royal liver stakeholder pension. other than the obvious tax benefits (i.e. the government putting their stake in), is this worthwhile doing…
early retirement
Hi all, Hopeing to retire early 58? 53 now,Basically worked hard since 15 now have 2 paid for houses both worth approx £150,000 each, currently 2 house is rented out £400 month, looking to sell this one and have approx £300 a week (what im working for now)for 10 + years + gov pension when 65, +i also have approx £50,000…
Can anyone answer a question re Pensions and Living In France
We are retired and live in France, we have a school age daughter, my husband is in reciept of the state pension and a private pension, still things are tight. Other people in the U.K. get additional benefits such as winter fuel allowance, I understand that If you have never claimed it before you cannot now. ( unfair). Can…
Pension and self-employment
My wife is about to become self-employed after 7 years employment. She has been paying into a stakeholder pension for the last 3 years. Her pension is with Standard Life. Should she try and continue paying into that pension or set up a new one for her new job? Is this one of those things that we need to speak to an IFA…
Retiring at 50 in 7/09
My wife is considering retiring at 50 in July this year. She will have worked since age 16-Will she get a full state pension at age 65 based on her NI contributions? or does she need to buy any more years? Is this the last year you can retire before age 55?
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
