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The Chancellor
Isn't it satisfying when the headline says it all? http://uk.news.yahoo.com/31032007/325/chancellor-acted-best-advice-balls.html
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Starting Pension
Hi I turn 40 of this year, and have decided I need to get a pension organised, sharpish. It was something I always had planned to do, but never did and time has gone so quick. I had thought about doing it last year, but decided it was to late as I was starting so late. Must be a potential mid life crisis as I relaised if I…
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Annuity providers
I am currently looking to purchase an annuity and having checked out annuity supermarkets online, at the Annuity bureau and Hargreaves landsdown, AEGON Scottish Equitable, followed by Canada life come out best. My questions are:- 1)As these figures are payable for life is there anywhere to check out the long term financial…
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Cash in or sell a private pension?
Hello all, I have a private pension i have not paid into for yrs, just wondering is it possible to cash it in or are there any companies that buy pensions?
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Should I move to Pension Cash Deposit Fund?
Wnen I reached retirement age my Personal Retirement Plan (invested in equities)-with Allied Dunbar - was looking quite low so I left it untouched. Now 2.5 years later it is looking much healthier. I have to decide whether to leave it where it is (I don't need to use it at present) and take the risk that it could go down…
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Short term pension contribution
I retired recently with a good company pension and promptly took up another job. My pension and my income make me a higher rate taxpayer. My new employer offers a company pension where I can contirubte 4.5% of salary (or more) and they contribute 16%. Is it worth while paying into this scheme even for the 18 months of my…
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Pension Tax Question
Hi. Dont know if this is the place for advise or explanation. I took early retirement some years ago, got a health service pension. I contiued to work upto 6 months ago when I got sick of paying Tax at BR. I am 62 have 44 years stamps on and a full old age pension to come at 65. Question!!!!! My health service pension is…
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Where can I find a reputable IFA?
I have had some bad experience in the past with a large company and so am a bit wary when it comes to Financial Advisors. At the moment, I do not have a private pension plan and am currently contracted out of SERPS. I could really do with some advice on setting up a pension and whether contracting out of SERPS is the best…
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Will Writing Service
Can anyone provide the details of a good, CHEAP, will writing service please?
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My Pension Misselling Experience
Hi, I would be interested in your views of my current situation which I will outline briefly. 1988 advised by Pension Consultants to transfer my company pension to a PPP. 1989 partnership change in consultants and advised to take out a second PPP as repayment vehicle for mortgage. 1996 I learn of pension review and contact…
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Sippdeal reduces charges
Announcing that it has been approved for regulation by the FSA, the company says: More competition = lower prices, just what we all want to hear.
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Pension after leaving company question
Hi all Hope you can help with this quick question/s...Approx 1.5 years ago I left my job (been there 6 years) to work for another company. While I was there, I had a pension (I transferred it from a previous company into there) and then taking their pension, it built up to approx £21k. I was only at my last company for a…
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Are State Pension and Old Age Pension the same thing
I always thought "old age pension" and "State Pension" were one and the same thing but my husband tells me that an old age Pension is something you get if for some reason you do not have a state pension. Is this right?
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'Buying back' pensions after Bankruptcy
My BIL used to work for himself as a builder however he was made bankrupt several years ago after a series of unfortunate events, clients not paying etc. My sister only managed to keep their home by ‘buying’ his share in it for £1, but it cost her several hundred pounds to do this. Years later, they have now been notified…
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Aviva AVC
I have an AVC with a transfer value of just under £800 There have been no bonuses added since 2003. I thought I would transfer it to one of my pension plans which Aviva said I could do without affecting, or needing to move my final salary pension. They then sent me some paperwork about changes to the with profits funds…
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will problem help ?
i am 50 and am in failing health i have £10.000 to pay over 6 yrs left on my mortgage i wish to leave the house to my sisters do i just make a will instructing my building society to hand over the mortgage to my older sister who will be the executor as i dont want any problems for them thanks
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Early retirement at 50 and NI
My husband is taking early retirement from BT next week at 50.We have enough to live on but what do we do about National Insurance? ( he has 34 years in).I only have 24 years of contributions as i have now cut my own working hours down to 4 hours a week and dont intend to go back to any more hours. What does he do about…
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Pay mortgage off?
I have a friend who is approaching retirement and has in the past been a successfull business man. I have been trying to explain to him the merits of paying off his mortgage with his savings and putting an equivalent amount into his personal pension. Can anyone give me any guidance on the extend of the benefit of doing…
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Pension pointers
Hi, I wonder if you knowledgeable people could give me some thoughts on a current pension dilemma I have. I had a pension with an old company I used to work for, and after a recent takeover they are offering a cash lump sum if I move the pension somewhere else. The pension sum to be transferred is around £44,000. I am 41…
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Nursing home and investment bonds
My grandmother is currently in hospital and it has been decided that she will need to go to a nursing home shortly as she is terminally ill. As far as we are concerned because she has savings of around 30k, we assumed she would be self funding until her capital gets to around £12k. However, a member of my family has spoken…
