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Are State Pension and Old Age Pension the same thing

I always thought "old age pension" and "State Pension" were one and the same thing but my husband tells me that an old age Pension is something you get if for some reason you do not have a state pension. Is this right?

Comments

  • Andy_L
    Andy_L Posts: 13,097 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No

    "old age pension" is a nebulous term. It could be used to refer to the 2 state pensions (the basic state pension and SERPS/S2P) or it could refer to a private/company pension received when you retire due to age to distinguish it from a medical retirement pension
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    If you don't have a state pension or any other means of supporting yourself in old age you could be eligible for "pension credit" which is basically income support for oldies.

    Perhaps that is what he means.
    Trying to keep it simple...;)
  • david78
    david78 Posts: 1,654 Forumite
    They are the same thing.
  • exil
    exil Posts: 1,194 Forumite
    Well - hubby is correct. There is a pension payable at age 80 if your contributions are not enough for the full State pension

    http://www.thepensionservice.gov.uk/atoz/atozdetailed/over80.asp
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