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Over 50s MoneySaving

Archives for June 2014

Non financial retirement planning?
Originally posted on pensions but advise to repost here All, I am hoping to retire early in about 6 years (age 55) and think I have the financial side in place. But what about the non-financial stuff? I have some ideas about hobbies/interests I would like to pursue, but can't at the moment as work is still taking up much…
Forum for people living/moving abroad
There used to be a dedicated forum for people either living or thinking about living abroad. There was lots of useful stuff about health care, buying houses, cost of living, weather surprises etc. but I can't find it now. Does anyone know where it is?
Does this sound right? Is there a cause for complaint?
I found out last Monday that my 82 year old father has advanced CA Prostate with bone metastases. He lives with his partner, about 75 miles from me. I knew he was not well, but he is a very private and domineering person, and does not talk about anything, even to his partner. She learned of the full situation last Monday…
Cat problem in a flat?
I need to downsize to a flat and there are several two bedroomed flats locally that would be suitable. My problem is my housecat. Where do you put the litter tray in a flat? There is no problem is my current abode. I can only think I should have to let him go but he has been with me 6 years (he is about 12). Any thoughts?
If YOU have a Bus Pass
If you have a bus pass for whatever reason, you might like to read this. Last week, I decided to travel to Dorchester on Market Day. This is a popular service from Weymouth a there is a queue all day normally. I was second in the queue at 9am, in readiness for the 9.30 curfew. The person who was first, told me that the…
Finding IFA to help with my gran's financial affairs
Hello all! I have Power of Attorney for my grandma who's 90 & lives in a care home. I've just sold her house & am looking for an IFA who can help me find the best way to pay for her care home costs (which I imagine will be an annuity) & generally help me access & sort out all her little investments & accounts. I've managed…
Financial Assessment for Care-home fees
I'm just in the process of completing the financial assessment on behalf of my aunt for social services. She has just under £300 in her 'pocket money' a/c within the home she lives in. Do I need to inform them of that too.
Hearing Aids - Your Hearing.co.uk
Hi everyone, I've been looking around online and these guys claim to be the cheapest for hearing aids: http://www.yourhearing.co.uk/ I've spoken with then directly and seem to be very knowledgeable, thinking of having the free home hearing test with them. Does anyone have any experience or dealings with…
Holiday insurance that pays out?
Hello, I'm traveling with my wife to Majorca this summer, I've always gone with insure & go top policy, having watched Benidorm ER etc and seen people kicked out of hospital due to lack of cover I asked the question, only to be told that they only cover FREE public hospitals!! My question is, who has had a claim paid out…
Help in finding thread please?
I am trying to find the great long thread that I know is somewhere on MSE forums to do with peoples experiences on/information about retiring abroad. I've scanned through all the sub-forums and cant find it. Does anyone know where it is please?
Continuing Healthcare claims in Wales deadline set
The Welsh government has set a deadline of 31st July for retrospective CHC claims dating back to April 2003. (ref: Hugh James Solicitors advert) Relevant page on Hugh James site is here. http://www.hughjames.com/service/nursing-care/deadline-approaching-wrongly-paid-care-home-fees-wales/?gclid=CJftm8Wc4r4CFUfLtAodh1UAEg

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Over 50s MoneySaving

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