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Over 50s MoneySaving
Archives for September 2013
Discussion List
tenants in common
There are a lot of websites offering to do this online and you pay up front. Are they safe
Need Help Trying to Sell a Mobility Scooter
Hi Everyone I'm looking for a bit of advice and wondering if someone can point me in the right direction. I'm trying to sell a second hand mobility scooter that belonged to my father, he bought it in December 2012 for £1,800 used it maybe 6 times then sadly passed away in February this year. He did a little bit of damage…
To get joint Life Insurance... or separate policies?
My OH and I are both over 60 have two years left on our repayment mortgage - less than £9,000 - and need to find a life insurance to cover us for that period. It seems that most if not all life insurances have a minimum term cover, ie 4-5 years. Would appreciate advice on whether it would be better to have a joint policy…
Affordable Couples Funeral Packages
Hi all, Grandma and Grandad have set a side some money to be used for their funerals. However now Grandad has lost capacity and may end up staying in a CH permanently we are concerned that the LA will see this as just money that maybe used to pay towards any CH costs if they decide to. We are therefore wondering if the…
Health and Welfare Power of Attorney
We are thinking of creating a H&W LPOA for my mother in law. As we have some experience in creating our own LPAs (not H&W though) I am hoping to avoid having to go through the solicitor again, as it's very expensive. The form is straightforward enough once you have read it six or seven times. However I am wondering if…
Underpaid tax
I am not very happy this morning as I got a letter from Inland Revenue telling me I have underpaid my tax, not a vast sum at £78 but still annoying. Especially as when I claimed my state pension this year for the first time, I explained that I have a teacher's pension and did I need to notify anyone. I was assured that it…
Power of attorney - Create LPA online!
Hunting around for something else, I found this!
Help LPOA
I have a Lasting power of attorney for my MIL who is in a care home , I have since moved , does it matter that my old address is on it or do I have to get it changed .Please does anyone know , as I did it through a solicitor and it was very expensive.
Brighouse Third Age Group Registration Day
Registration day is on Monday 16th September 2013, 10am to 1.00pm Classes will commence on the following Monday the 23rd of September 2013. Click here for more information. Fortyfoot
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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