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Over 50s MoneySaving
Archives for July 2013
Discussion List
Simon Cowell
senior railcard
senior railcards are going up on the 5th August I have just renewed mine at central library still at £20 but going up to £22.
How do I plan or arrange my disposal when I dont want a funeral/service or anything?
I have been thinking and realise I do not want any kind of funeral. I dont want a service or anything and I don't know how to start to go about preparing for this to save any hassle when I'm gone. I just want to go and thats it. I know my body will have to be disposed of but I dont know what options there would be without…
Economics of Retiring
Starting to think about how people manage their finances, life, family commitments and extra leisure time once retired and whether or not we're properly positioned money wise, leisure wise, shifting into a different mindset 'wise'.... Hmmm, how did you prepare for a 'downshift', in money and an 'upshift', in time ? Did you…
Enduring Power of Attorney and Cash ISA
I have just been granted EPA for my father as unfortunately he is now in a nursing home. He has a Halifax cash ISA which is earning next to nothing in interest and therefore needs moving to a different provider. The amount in the account is about 4,000 so I plan to register the EPA with Halifax, close the account and then…
Urgent help pls. How can elderly housebound man withdraw cash from bank?
I know that title sounds peculiar but I wanted to try to explain my problem in the Title. A very close elderly friend of mine has quickly become housebound and is now running out of ready cash. I managed to set up direct debits for all his usual monthly outgoing bills by phoning the companies concerned from his house and…
How to use enduring power of attorney??
My mum and I completed an enduring power of attorney form some years ago, before the lasting power of attorney came into being. She is now 90 and wants me to manage her finances. How do I use the p of a?? I don't think I need to register it with the Court of Protection or any one else from the Gov as she is still mentally…
Paying for care home
Not sure if this is the right board to post this in but here goes. I am posting on behalf of my mother in law. Her father has been in a residential care home for a few years, he owned property that was sold, he also had savings and the money from that and his pension was used to pay for the car home. Which is now running…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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