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Elliotts Holiday timeshare
Hello, Im not sure if this is the right area to ask this but my parents have had a 1/52th timeshare in a villa (they own 1 week at year). They have to pay management fees each year. They have been told that the liability will pass to my sister and myself when they die. Is this legal? Thanks for any information Tim
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Financial Protection in Early Dementia?
I have a seventy something relative who is in the process of being diagnosed with dementia (referred for hospital memory test). :( They presently live with their spouse (who is quite a bit older, has physical health problems, I *think* largely separate finances) in my relative's home. There is one adult child who is very…
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Changes to care, fees and assets?
My gran has asked me to try and find out about the new changes that have been (or are being) made to paying for care, help with money and your assets. I've had a look on google but not managed to find anything. Does anyone know anything about it? Or have a link I can look at. thanks :beer:
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Power of attorney
Some years back my parents just sprung on me out of the blue a "request" to sign a form agreeing to have power of attorney on them. They knew I was visiting with a friend (ie potential witness) and the form was sitting there and it was a case of "Here...sign here". They had never mentioned this to me previously. I would…
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Dental Problems
Not sure if this is the correct thread for this post, but would like some advice regarding an elderly aunt that needs dental work, her dental sent her to teaching hospital as they would not do the work on NHS, the reason she was sent to the teaching hospital was because she got osteoporosis and the dentist said it would be…
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Care Home Fees
In a quandry with this and hope someone can shine a light. My mother who is 81 was at home until recently when after a fall she was hospitalised - I was hoping she would return home but at the moment she has been put into "respite" care . She has a reasonable pension package which was being used when she was at home to…
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Equity Release
Is there a way to find out if Equity Release has been done on a house? My friend has POA for her aunt who has just gone into hospital again for the 2nd time in as many weeks. It looks like a care home may be required in the not too distant future. Her aunt lives on her own in a house after the death of her husband 4 years…
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5% on year-long fixed accounts !
There is an article in the MSE suggesting its possible to obtain 5% on £100,000 deposited in year-long fixed accounts......... can anyone please tell me who is offering such rates..... The article appears under the heading "Do you live off savings interest?" When using fixed rate savings, you won't usually get paid monthly…
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Calculations
Hi hope someone can help with this, my granddaughter is going to start saving approximately £8.43 a week, which she makes it £27K a year, but I make it £17,534.00 who is has the correct calculation... I though I was correct, but now I am not so sure. ;)
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Best place to save?
I have, I hope found a buyer for my house. I am currently renting a retirement flat. I should have £120000 once the house is sold. My land lord does not want to sell, so I want to put the cash somewhere safe, so that I can use if for continued renting or for a flat purchase in the future. Never had this sort of money…
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Does this seem all right?
My brother and I have LPoA for my mother (mid 80s) who is still very competent both mentally and physically. She actually makes all financial decisions herself, although she runs them past me after removing money from an ISA to put it in another one a couple of years ago. I use the LPoA for sorting most things like house…
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Elderly Care Cost Limit Proposals Resulting from Dilnot
On Monday a much trailed announcement will be made about government proposals to limit care costs for the elderly. This will be the government's response to the Dilnot report of 2011. So far these are the trailed proposals. Lower Savings Limit Currently £23250 Dilnot £100,000 Proposed £123,000 with sliding scale of…
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Semi-retirement
I wish to become semi-retired, does anyone know of a letter template or how to word a letter stating this to my employer please.
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Benefits for Overseas
This was on the news this morning, I feel that it is too much benefit money going overseas, when they cannot even train people on how to deal with nursing of the elderly and vulnerable in UK. Below is taken from from migration watch report. No wonder they wanted to give Tony a reward. http://www.migrationwatchuk.org/…
