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Reclaim mortgage fees, council tax, etc
Archives for October 2016
Discussion List
Hsbc
Hi, any advice much appreciated ! I put in a claim for missold PPI last year and received a letter back saying they would be upholding my complaint without admission of liability. They confirm that the legal agreement confirms that the account included the benefit of PPI. However they are requesting documentation to…
Mortgage with insurance
PPI has never crossed my mind as I have only ever had a mortgage ihowever, in the nineties I had a fixed rate mortgage with Abbey which required taking their house insurance. Is this covered by PPI?
Mortgage accounts
Hi everyone I have recently been contacted by a cmc company about a ppi I was not aware we had on a previous mortgage account . As you can imagine they were giving nothing away with there details apart from it was with the mortgage advice centre in Derby . My questions is how do I find out the mortgage details on my…
Insurance default charges
Looking for some advice please. Direct Debit failed in Sept for car insurance (insufficient funds). I rang them up and paid by debit card. They then added a fee of £24 to my October payment which also failed as tbh I had forgotten to put enough money into the joint account to cover the additional £24. They have now asked…
Mortgage arrears' customers get redress
www.bbc.co.uk/news/business-37702182 FCA orders lenders to see how many of the 750,000 affected will receive compensation.
Mortgage penalties
Hi, I'm in process of moving house and this should happen either December or January. I have a mortgage deal with my current lender and I am looking to change lenders. The deal with my current lender finishes on the 31st December but my last payment on this deal is the 1st December. My lender has advised that if move…
5,100 to receive Bus lane fine refunds
www.bbc.co.uk/news/uk-england-tyne-37653598
Reclaiming council tax child with autism?
Hi all. I have just read this article on reclaiming council tax and obtaining a discount on future amounts owed. I'm a bit under the weather at the moment and struggling to read (big headache), but I wonder whether we qualify. My child has been diagnosed with autism and we receive the higher rate care component for…
Kensington interest charges - how far back?
Hello there, We had a mortgage with the dreaded 'Kensington Mortgages' over a decade ago We took it out in 2002 then switched to the RBS in 2004. I've been going through some old files and happened upon the final statement which shows an astronomical Redemption Interest AND interest fee totalling almost ten grand. I'm not…
reclaim home care fees
In Dec2012 my mum was diagnosed with dementia and I was advised to find a care home for her. To date I have paid £106k from the sale of her flat towards her fees. She currently has £29k left in savings and I am looking for advice about whether any of the fees may be reclaimable. Mum has been in care for nearly 4 years and…
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