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Reclaim mortgage fees, council tax, etc
Archives for April 2009
Discussion List
"NEXT" credit blunder
Hi. Last October my wife received a CCJ from Next on-line, relating to 120.00 of purchases that were paid on time (on line) in April! During this period her bank details were faxed and posted on at least ten separate occasions only to be told they could not find the cash. A defence was even sent to the court but to no…
Extreme admin charges from FlyBe
If you don't take a flight, you are entitled to claim the tax unpaid by the airline. I set about claiming the tax back and got this in return this morning:Dear Tuskar_Rock With reference to your request for refund of taxes. Flybe charge an administration fee of £25 per person, per sector [that's flight leg]. As your taxes…
royal sun alliance
hi do anyone know the new address for royal sun alliance,as i wrote complaining about missold endowment and received no reply,tried emailing but they have changed emaill address,any info appreciated
writing off loans and cards taken out before 07
theres a few firms popping up now saying they can get balances cleared off loans and credit cards signed up for before april 07, using legal loopholes thing is these firms are chraging a fair bit for doing this, is this something you take on yourself? and has anyone got any info please?
Legal redress against Bank's minimum mortgage rate
Does anyone have any leads for contesting my Bank's right to impose a minimum lending rate of 4.5%?? This is a detail in my mortgage contract but I am hoping that it can be considered "unreasonable" since the Bank's only answer when I questioned them about it was that "no one thought that interest rates would ever go below…
Fashionworld Catalogue - reduction of payments...
Hi Paid my account smoothly up to date. Pay at the end of every month usually around £80. I emailed them regards to March payment stating that I could only afford £30 and would continue, due to financial hardship, pay them £30 a month for 3 months from when I will then review. I received the following back from…
Bad Investment. Help Martin, anyone!
3 years ago I invested £10,000 to go into partership in developing a property in order to rent it out. Lets say it was a beginning of a property developement venture. Things didn't go as smoothly as first expected and my partner whent through financial difficulty and a failed marriage etc. This year we tried to salvage the…
mortgage default fees
Hi all, I'm a landlord and recently defaulted on five payments from one mortgage lender CHL costing me over £200. This was because I simply misjudged my bank account funds before going on holiday. Does anyone know if my lender is allowed to take such a large amount in penalties!! Thanls Darren
Early Redemption Charges
I would love to take this forward alhtough I know it is not recommended. I really cannot see how a Accord mortgage company can justify charging me £7300 ERC's when I just changed products with them. I only changed products because I was subject to a mortgage that used the American Libor rate the monthly payments increased…
Court holding money from repossesion of home
My home was reposessed 2 years ago and cause bank couldn't get in touch with me money went to the court. For two months i have been trying to get the funds released to myself with no success there asking for a letter or certificate from hm revenues saying i'm due no tax. I have phoned hm rev 4 times and they say don't know…
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