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Mortgages & endowments
Archives for August 2019
Discussion List
"Not so first time" first time buyer
Hello, I'm looking for some hints or possible information and links to advice for someone who has not owned a property for about 5 years but who is looking to buy again. Originally bought a house with my ex when I was very young, after 4 years living together and a messy breakup I was taken off the mortgage as she wanted…
Nationwide refuses to extend mortgage
Hello, My interest-only mortgage is coming to an end and I have asked Nationwide to extend it, on current terms, by 4 years to allow me to save enough to repay it. Unfortunately they refused to do that saying "we no longer offer interest-only mortgages". However, I have not asked for a new mortgage, just to change the end…
House devalued by Lenders Surveyor
Need advice please! I have recently accepted an offer my house for 115k, it was up for 120-125k with the estate agents. The buyers mortgage lender's surveyor has now said my property is only worth 105k due to the new bedroom tax legislation as we would not be able to provide a corridor to the bathroom without making the…
L&C Review
Just wanted to post that I have used L&C twice now because of their recommendation on this site. Both times I have found them easy to deal with and honest. I say this because the 1st time we used them to place our re-mortgage (making savings), and this time around when our 2 year fixed deal has come to an end, our adviser…
Mortgage : Change of Title
Its my 1st question on this forum, but I am in a desperate need to advice and suggestions. I am currently in a Joint Mortgage with my mom in my current house. But I am looking forward to buy out her quity and pay her off and open a mortgage with my wife. Should I apply for a remortgage or should start a fresh application…
Gifted deposit question - advice please
Hi all My husband sadly died in June this year and I've just received his life insurance and pension payouts (he was 55 yrs old). I've paid off our outstanding mortgage on our home and have been left with circa £200k. I'd like to give my sons (25 & 23 year olds) £50k each from this money so that they can put it into their…
Remortgage, Same lender, quit job advice:)
Hello, our current 2 year fixed rate mortgage will come to an end in approximately 2 months. We are staying with the same lender for the next 5 years with another fixed rate deal, we've signed the offer and it's been filed. There has been no request for payslips or statements and we've been told there won't be. So my…
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