We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgages & endowments
Archives for July 2015
Discussion List
Last minute worries with Solicitor query
I just got struck at the final stages of my Mortgage due to my Solicitors query. I'm an IT Contractor and my Mortgage application is accepted by Halifax so I have received the offer last week and we are about to exchange the contracts this week but the Solicitors found a Directors loan in my account and sent a query to…
Mortgage app. credit search
Hi After searching for months trying to find a lender (self employed) , i'm about to go through a mortgage app with a broker. The brokers have said they they will more or less be able to obtain the amount i need to borrow, but their fee is £ 2500. But now i have found that Barclays may be able to lend me the same amount…
Redundancy prior to exchange - help?!
Hi all I've just been told my role is being made redundant and I will be given a two week consultation period, during which I can apply for an alternative role (I won't as it doesn't appeal to me). After that I will have my three months notice at the very least, as yet no severance terms have been discussed. This is all…
Negative Equity sale refused by lender
When a property is in the possession of the lender either through repossession or surrender and it is in negative equity the lender will follow a protocol for sale They will appoint two independent valuers to value the property for sale, and base the marketing of the sale on these valuations. This is to ensure that a fair…
Is that's it? Easy mortgage
I heard so many stories how hard is to get a mortgage, how stressful process it is. My story is different. Granted, we're buying a house, we've been renting for a while first, so we didn't have to look for one. But other then that, mortgage process itself: 1.05.15 - DH calls HSBC to make appointment 8.05.15- appointment…
Credit file update after DIP
No longer required
Recommend an expat mortgage to buy in UK
Can anyone recommend a repayment mortgage for an overseas Brit, buying in the UK? I've been in touch with one or two banks, but they seem to have some pretty tight constraints. Standard Chartered for example (we're in Hong Kong), want a minimum opening balance of USD100k, and a property worth GBP400k+. We wouldn't fulfill…
Quick Question ....
What kind of ball park mortgage would we be eligible for? We have a joint income of £73,000 No Children (No plans to have any) No Debt / Credit commitments of any kind We both have clear 72 month credit histories, never had any defaults/CCJ's/Partially settled ac etc. £30,000 savings We've been looking in the £250,000…
Quickie about mortgage product fee
Hi, I think I know the answer but not 100% sure. My mortgage advisor said I'd have 30 days to pay my Abbey mortgage product fee without penalty but having just read the paperwork, turns out it's 14 days and I've missed the deadline. Anyway...having read in most places that it's advisable to pay it, I'm wondering if that…
Selling after an intrest only mortgage
Hi if someone has a intrest only mortgage and it comes to end of term and mortgage provider was to sell the house to make there money back would "current owners" get any money or would it just sell to cover remaining mortgage? ( hope this makes sense)
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
