-
Ben Bernanke Refused Re-Mortgage
Yes even the former head of the Federal Reserve has been refused a personal remortgage...he'll be on here soon asking for a broker to help I expect. Something to do with his 17 trillion dollar debt...
-
Expat Buy-to-let mortgage query
Hello fellow threaders.... Does anyone know of any lenders that do expat mortgages for a buy to let property. Currently we have two properties both residential mortgages with consent but we need to switch to a buy to let. We both have a combination of employed and self employed work, so this may complicate the issue. Any…
-
just had a shock, please answer my 2 questions
q1) me and wife, went to NatWest bank couple days ago, all going well credit score check done all went fine for that 3 hours appointment for a £250,000 mortgage, until we receive a call from the NatWest mortgage adviser advising that because my wife has a Indian passport and it is recently expired, she cannot progress with…
-
75% LTV mortgage + 20% Help to buy - overpay or save?
Hi forum, I'm having trouble making my mind up and am looking to see what people are thinking (and if there's any in the same boat). We recently bought our first house this year in July and took out the Help to Buy Equity loan of 20%, on top of our 5% meant we got a fairly decent rate on a mortgage with Nationwide. I now…
-
Sole trader mortgage?
Is there any way a sole trader who has been trading for less than one year to a year get a mortgage or does it have to be three years? I would like to buy a house but this is a stumbling block. Are there any lenders that would look at a sole trader trading for a year?
-
When to appointment Solicitors?
made an offer on the house and going to issue a survey with Barclays as I have a offer in principle. Should I wait for the survey and final offer to come through before instructing my solicitors? Just in case my final doesn't get accepted? Many thanks
-
How will my job affect potentially remortgaging?
We were First Time Buyers last year and our 2 year fixed term mortgage comes to an end in January 2015. I have started researching remortgaging and have worked out that we could potentially reduce our mortgage payments by nearly £200 a month AND reduce our term by around 8 years. Long story short but due to buying our flat…
-
Halifax Product Transfer Rate
Hello Wondering if anyone can advise on historical product transfer rates and duration for halifax please? Currently they have 2.49% for 2 years and 3.44% for 4 years both ending in January of the year they end (not the best new year present ever if rates are a lot higher ;) ) Was hoping for a 5 year fix - Anyone had this…
-
Need ideas how I can get a mortgage
Looking for some advice. Regarding the below scenario I am looking to see if any lender would give me an additional mortgage. Property A that I currently live in: Valued at £165k Current Mortgage £80k I have purchased Property B Valued at £210k, bought for £195k Due to move in 6 weeks I had hoped to sell my current house…
-
Halifax Making Life Difficult For Such an Easy Request!
The Facts We took out a buy to let mortgage for £47,775 in March 2010, it now has a balance of £8,400 and the remaining term is 11 months with repayments of £845pm In November 2010, we took out a £84,500 mortgage on a holiday home, it now has a balance of £64,000 with a remaining term of 84 months and repayments of £903pm…
-
Best 90% LTV mortgages...
I did see a link a while back, but seem to have lost it. Anyone able to assit in showing me best place to look, as there seems to be 101 websites and it gets confusing. Thanks :beer:
-
Remortgage to extend
Hi all, We are hoping to extend in the future from a 2bed to a 3 bed. We bought our house for 202,500 and have an outstanding balance of £160,000. An identical house on our road has just sold for £245,000. I don't know much about remortgaging but we'd need to borrow around £60k - £80k to achieve what we'd like... Does this…
-
Life assurance/critical illness?So confused!!!
Hi I am new to this forum and this is my first ever post. My partner and I are currently in the process of applying for a mortgage for our first home together as we are are first time buyers. As this is a big expense that we will be taking on for a significant period of time we both feel that it is sensible to get some…
-
Remortgage advice please
Hello I am looking to remortgage to a better rate, currently on Halifax SVR 3.99% and borrow a little more on top. I found a deal for 2.99 + £995 arrangement fee with another building society for a 5 year fixed rate. Includes standard legals and valuation. There is a 2nd charge on my property - shared ownership of 30% - I…
-
First Time Buyer - Long Term Landlord Plan
Hey, So I've been hovering around this forum for well over half a decade, thought it's about time to show my face :) . I'm a first time buyer in a strong position to buy my first property. I've also long term ambitions of owning and renting out properties. At the moment I'm exploring the best strategy in order to do this,…
-
35 years and overpay?
Hi was wondering if people commonly get and a longer mortgage term (35 years) and overpay the difference compared to a 25 year one whilst you can afford it? The obvious disadvantage would be any overpayment charges, but would give increased security and then if the rates do jump up you could stop the overpayments? Are they…
-
Right to buy mortgage discussion. Ethics aside.
Post deleted
-
Buy to Let Mortgage broker
Recommendations for a good Buy to Let Mortgage broker please. Looking at buying two properties. Thanks!
-
will i have to pay stamp duty on buy back of equity from share ownership scheme
Hi, First time posting so please excuse any stupid questions. I've been having a bit of a trawl through the internet but struggling to find the information im after so I thought I would start a thread on here to help anybody in the future. I brought my house about 5 years ago using a shared equity scheme (armed forces home…
-
how long BuyToLet Mortgage to be approved?
Roughly how long does a Buy To Let Mortgage take to be approved in people's recent experiences? I'm going to be working aboard for 6 weeks soon and want to start the ball rolling before I go. thanks !
