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Mortgages & endowments
Archives for March 2012
Discussion List
NatWest rejected - wont give reason
Natwest has just rejected my mortgage application - apparantley they audit 1 in 10 - ours was rejected, our Ltv is 52%. Natwest say they do not have to give a reason is this correct?
Fixed rate
Hiya In april 2008 we took out a fixed rate mortgage (approx 5.75%) with Halifax. We are paying back interest and mortgage and pay approx £529 per month. We took a couple of months payment holiday towards the end of last year and around this time had a letter confirming what payment would be after the payment holiday (the…
Mortgage Protection Cover
Hiya We have had a mortgage with halifax since 2008 on a 5 year fixed rate. We also pay about £65 a month mortgage protection cover, I was just checking this is a normal thing for everyone with a mortgage to have and that we arent being ripped off. Lol. It was our first mortgage so we just accepted pretty much what the…
Angry rant at santander!
Hi, Angry rant!!! Been with Santander for two years with my Mortgage. Phoned them a few weeks ago asking for a deal and got offered a nice 5 year fixed. On the phone we discussed that at the end of my current mortgage, before i transfer to the new one, i'd like to pay a lump sum of £10,000. No problem they said, it will…
Moving house and only "good" credit
Hiya I'm looking for some advice in my options. I'm trying to get a mortgage for a property in the 155k range, but I can only afford a 10% deposit. I got a first application turned down a couple of weeks ago because of a default that was showing in my CallCredit file (not in the others). This default was a mistake and has…
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