Hi Guys Just a bit of advice really. Im a first time buyer with a large deposit so most banks will give me a small mortgage to cover the difference for the house im buying. I have now bought the house I want but I have agreed with HBOS to go with them (not signed anything yet.) but they say the money is there no problem.…
Hi, Just after a bit advice please, Ive just started with a Halifax mortgage the balance being in my signature and was looking forward to going online to see my balance reduced somewhat as today was my first 'proper' mortgage payment but it seems to have gone up by about £197.61, does anyone know why this should be?? Ive…
Does anyone have any experience having a mortgage with Kenginston? Myself and my gf are struggling to find a mortgage due to adverse credit on my part and the Kensington have been recommeded to us by our independent broker? Whatever I find on the internet is a bit contradicting? Thanks
I am looking to move house, but although I have a portable mortgage It is classed as a new application. I have reduced my hours since we bought this house so only work part time. So I was wondering if there are any mortgage lenders that offer more than 3 times our salaries. Can anyone help?
Hi, I need clarity on the following and ideally a definitive answer please. If you have money offset in an offset joint mortgage, are you both covered uo to £50K each for any savings offset? And if so, is it as simple as if you say owe 200k and have 80k savings then if the bank goes bust you would then owe £120K. Can you…
I have an endowment which I want to surrender to clear some debts. The Endowment has a surrender value of £13,915. Life With Profits Fund - units 2803 @ £217.9 = £ 6107.85 Managed Fund - units 425 @ £1698.10 = £ 7217.56 I pay £76 pm, and have 12 years to run. My question is having poor knowledge in this area is do I simply…
I am doing a remortgage with Northern Rock via a mortgage broker . They were fairly quick sending the forms around and they send the evaluator after 4-5 days since been accepted in principle. The evaluator has been last week Friday , took all the flat measurements etc . and he said that he will send the results the same…
