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Mortgages & endowments
Archives for August 2009
Discussion List
Mortgage charges... early settlement
Hi! Hope you can help. We're in a financial hole and are trying to avoid bankruptcy so we're selling our house which has about £30K equity in it before someone takes it off us. We haven't defaulted on anything but it's getting close to it. We took out a 5 yr fixed term mortgate in June 08 (yes..nightmare!) but our only…
Raising money to purchase second home.
Hi We currently own our home outright. It is worth approx £240,000. We have seen a property which we would like to move into in the future, maybe 5 - 10 years when we are less able to cope with our current property and garden. We would like to mortgage our home to buy this second property, we would then let this second…
Fist time buyer: when can i get a mortgage?
Ok, I'm looking to buy a new build house due to complete in September on the homebuy direct scheme of a value about £135k. I have done some basic internet searches and the repatment mortgages that show up i can afford. However, I have up til now, not much of an employment history and am currently unemployed, however I…
remortgage advice pls
My home is up for sale in south wales but the market is slow we both have job offers in the midlands were we would like to move back to our roots we have a £26000 mortgage and a property valued at £115000 would we be better with a remortgage or as my wife as not had a mortgage before would it be better to have a mortgage…
Mortgage Arrears Charge
Hope this is posted in the correct area. A while ago I got intp financial difficulties whis ultimatly led to me having mortgage arrears. the mortgage company took out a CCJ against me, I promised to pay back an extra £200 a month ontop of my normal mortage payment. I have kept this up and not missed a payment, however each…
B2L Mortgage advice
I'm living abroad, but just wanted to assess my UK B2L mortgage to see if it's competitive. Can anyone advise, details are: < lifetime tracker, half a percent +.39% (.89% presently) > Would love to hear your thoughts to just settle my mind, or to see if I need to change?
Requesting all correspondance from mortgage lender
PLEASE HELP How can I request all correspondance, including notes on phone calls, mortgage application, request for renewal/extension, signed title deeds - the lot! from Leeds Building Society. I have since found out that our lender has not followed through with information and forms, from advice given, and has failed in…
Chances of getting a Mortgage
Hi, So i have an AIP from Halifax, i have been checking my credit rating on CreditExpert and Experian. CreditExpert didn't show anything however, Experian showed three defaults one in July 2003, and then two in November 2003. I basically got myself into a lot of debt in 2003/2004, and fell behind in payments this has been…
Abbey final search before completion?
Were hopefully coming towards the end of our buying/selling process. Do Abbey perform another credit search just prior to completion? I'm a little concerned as my partner has a late cc payment mark on her credit file (we were on holiday). This appeared after our mortgage was accepted.
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