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Halifax : 4.75% SVR from 1st January 2009
Just got off the phone to the Halifax, and their staff have just been informed that the SVR will be 4.75% from 1st January 2009. All the other products are currently under review.
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Natwest offset flexible mortgage rates cut?
In the last 3 months all we have had is a 0.5% cut in interest rates, since then rates have gone down by a further 2.5% but yet nothing has been said if we will get this reduction. I notice the one account customers are up in arms about the cuts not being passed on to them, and seeing as the one account and natwest are…
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One Account - Where Did The Thread Go?
Where did the One Account Thread go? This had 514 posts and 50,000 views. Is there a wider conspiracy? Lets start a new thread if it doesn't come back.
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10% deposit residential motgages !!!
Hi Everybody, looking for the best 10% deposit mortgage with a rate that hasn't been plucked from the air ..... so far no luck ..... what is it with these providers that they want the cake and too eat it every time, it makes me sick to the core the way they treat the british public. only looking for them to be fair.....…
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FTB Mortgage
hi,first time buyer here:confused: The thing is i'm living in a flat paying 550 per month rent and want to move out to a house, ive been here 12 months now and figure i should buy my own place. I have seen a nice place for sale for 84,500 which is within my budget 2 bed mid terrace.I intend to stay there for a good few…
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mortgage dilemma
We have a mortgage with the alliance and leicester which will be up at the end of Jan 2010 but we also asked to extend the mortgage two years ago, unknown to me they started a new mortgage so we have mortgage 1 finishing in jan 2010 and mortgage 2 which has finished already and have contacted Alliance and Leicester and…
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motgage deal ending,what should i do?
i have my mortgage with the halifax and have been on a tracker deal which is coming to an end next month. Im not sure what rate im actualy paying now because they mention 2 rates in a letter I received from halifax on the 11th november advising me that the my payments were going down. Im a little confused as to what the…
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LTV against Halifax Price Index
I just had a worrying conversation with my lender A&L regarding my LTV (loan to value). I bought my vacant run down property 2 years ago for £273K which even at that time was a bargain in comparison to what I had viewed previously. I borrowed £215K against my equity of £100K and used the change to renovate the property.…
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Take a 4.5% 3 yr fix or wait for a new fixed rate deal?
Hi I am looking for some advice please... My fixed rate mortgage is ending at the end of December, which is currently 4.84%. I have been offered a new 4.50% fix for 3 years or a 4.99% fix for 5 years (both with no fees etc) from my mortgage supplier, instead of reverting to the SVR which is 5.25%. This deal was offered…
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Gmac Mortgage - LIBOR
Hi all, Season's greetings and all that. It's great that there has been another interest cut, but my mortgage is linked to LIBOR. Any idea what will happen to my payments - they have not budged as yet. I have a £89000 mortgage and pay approx £740 p/month. I read somewhere that it is looked at quarterly. Any ideas on next…
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Barclays/Woolwich SVR
Just been announced 1.15% reduction giving new SVR rate = 5.49%
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HSBC promises to cut by the full 1 per cent
http://www.timesonline.co.uk/tol/money/property_and_mortgages/article5286992.ece HSBC today pledged to pass on the full 1 percentage point cut in interest rates to borrowers on its variable-rate deals, following the Bank of England's decision to reduce interest rates to 2 per cent. Britain's biggest bank is lowering its…
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Mortgage with existing loan
Hello I have a quick question about loans and mortgages. I am currently paying off an existing unsecured loan with the Natwest. I have been told by friends that if I was to take out a mortgage if I have not finished paying off this loan then the size of the mortgage I can have will be the maximum minus the remaining amount…
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alliance & leicester pass on november cut
Well..got a letter from alliance & leicester telling me they are cutting the rate by 1.1% So in November I they cut by 0.25% (after the bank of England cut by 0.5% in September In December they cut by 1.1% (after the bank of England cut by 1.5%) I am just hoping in light of this new 1% cut they continue to pass on some of…
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Need Advise My Mortgage has gone up from £1145 TO £1725
Hello, I am seeking help and advise from all of you can you please help me! My financial situation is slipping out of my hands now. I was on 2 years fixed rates interest only from my mortgage lender which came to an end in July 2008. For next 3 months I paid £1650 to them and since last month they have increased further to…
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Royal Bank of Scotland collar??
Hi, I rung the royal bank scotlnad to see if my mortgage has a collar/floor on it, but they said that i have to read my key facts, which is fine but all my paperwork is locked away in the yellow storage with some other stuff at the moment and i cannot get to it till next week. Does anyone know if RBoS Tracker mortgages…
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Will Nationwide drop ther SVR at 4.69%?
Hiya, I am on Nationwide SVR at 4.69% but will there drop it 1%. There are already cheapest so dont think so. I would like to think that there will drop 0.5% mind you............What are your thoughts?
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Anyone know what the current libor rate is?
Hoping that as its due for 3 month review that it has come down. Does anyone have a link showing the current libor rate? I have tried to google but its a minefield lol thankyou x
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Standard Life Whas going about the last rate cut and this one??
Hi I am with Standard Life; they said on the 4th they would review the last 1.5% cut and now there is a new one today?? When will we know whats going on ?? I was So deflated with the fact they didnt pass it on.. I had already splashed out and was planning how to put that extra cash to good use; really gutted. Any…
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Fixed rate mortgages
When will this interest rate cut be passed on to people with fixed rate mortgages? I have a fixed rate of 6.1 for another 3.5 years and am devastated to find that the standard bank rate is hurtling towards 0%. Those people like myself who have been badly advised and who are now providing the banks and building societies…
