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Mortgages & endowments
Archives for November 2006
Discussion List
First time buyer - 100% Mortgage - advice needed
Hello everyone - I wonder if you could offer me some advice... I have finally finished education and have been in my new job for 4 months and want to look into getting on the property ladder... I currently earn £22.5k I have been working very hard to settle my debts - and I have done well so far - but I still have the…
A question for online brokers..
I currently have a repayment mortgage with the Halifax at their standard rate.Outstanding balance is 24k.Repayments are 213 a month. My sister and I are inheriting a 200k property from our late Mum which is currently tennanted.The tennancy runs out in April 2007. Will any lenders let me remortage my current property…
re morgaging
Hi, We are currently remorgaging from the Halifax to the Nationwide which completes on the 16th November. Nationwide recieved a redemtion statement saying what we owed on the 1/11/06 We have had a fixed rate morgage with the Halifax that ended today(1.11.06) The Halifax still took out our regular morgage payment out with…
Mortgage advice needed please
This is my 1st post, so please be gentle.... Our current mortgage is due to end Dec 06. Valuation of the house £225,000, mortgage required £91,700 over 19yrs. We are looking for a fixed mortgage for 5yrs (as we are sick of paying fees every 2yrs to the same mortgage lender). We were hoping for some flexiblity as we may…
Will we be able to get a mortgage?
Hello There I've posted this question on another forum but I think maybe it's better suited to this one. Here goes. DH and I own the least to a fish & chip shop. We are in the process of selling which if all goes smoothly should be finalised within 6-8weeks. Once we've sold the shop and pay off our debts (we will then be…
Cemap study Help!!!
ok so im about to embark on my cemap study course. after attempting cemap 1 and giving up cos its just so BORRRRIIINNGNGGG!!!! :mad: im starting on cemap 2 and 3 then going back. any study tips appreciated!
www.moneybackmortgages.com
Has anyone heard of this company? Has anyone tried to get a mortgage through them and got any cashback. Don't know if Martin has written an article about these guys yet?
fixed rate runs out in May 2007
My current fixed rate 2yr runs out in may 2007. I know there is talk about the fixed rates rising shortly, so would i be best to get out of mine now to start another or wait until may? currently with nationwide 5.19% 2yr fix which has repayment penalities? help!
Selling my endowment
I really need some cash at the moment to pay off some CC bills etc. So I have been playing around with my endowment policy seeing how much I can get for it (It s crap and I dont need it for my mortgage and I cant get any compensation for it and I know about the Aviva "Possible windfall") I have been offered £6000 from NU…
Morgage with old debts ??
(Looks like I may have posted this in the wrong forum - so moved it fere) Hi All Around 7 years ago my son got into debt problems, he has since been dealing with a debt recovery agency who keep saying if you just pay off X then the slate will be clean, to date he has paid off two such amounts just for them to say he still…
Norwich Union
Hi, I've read a mention of Norwich Union having a fund maturing in 2008 which will give a windfall... I have a with-profits NU endowment (originally GA but it was taken over). Will this benefit my policy? Can anyone explain more about it please? Thanks.
Abbey to offer 5 x salary mortgage
Abbey, Britain's second largest home loan provider, is offering borrowers five times their salary in order to help them get onto the property ladder. http://news.bbc.co.uk/1/hi/business/6104522.stm
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