-
Mortgage on Studio with no Management Co
Hi I've had a look and have not seen this posted previously so..... I have put an offer of £52k on a studio flat and been accepted. The place is near my work and the mortgages I have so far been accepted for have had repayments that I can afford. However, my stumbling blocks are: 1) It's a studio flat - Northern Rock did…
-
miss sold endowment
Wanted to say a big thank you to Martin as i've just received £3,900. redress from my endowment policy. With out your advice i don't think i would have bothered. Thank You Tina
-
mortgagegenie
Help Please, Have many people had dealings with Mortgagegenie.I would be pleased to hear your views,good or bad. Yours with Thanks Nigel(forum virgin, my first post)
-
Help Needed
I post the Theard about me the Bus Driver in West London. I earn 22k a year.I am wanting to buy a studio in the local area to the bus garage due the hours I work.My garage is is near bayswater the area I am looking at and I have see ones l like for 165000. I am asking if any lender would lend me so much? on a 100%…
-
Need advice - pay mortgage off or not? And when?
Hello, can anybody help with some advice? I have a Co-Op mortgage of £47,700, term left 17 years 7 months, on a discounted rate of currently 4.84% until 20/01/07. Monthly repayments £340, existing overpayment fund of £1150. An early repayment charge of £900 applies until 20/01/07. Property value probably around £250,000…
-
nationwide 10yr fixed?
:confused: I have been a real egg head! Our 3 year deal with halifax is up at end of this month i think/early sept. I am now in a panic and realise we will be stung with variable rate, until we organise a remortgage. Having been looking at nationwide 10yr fix, any ideas if any good? circumstances are thus: property worth…
-
Complicated Mortgage Calculator Needed!
Hi everyone, I've just remortgaged and I'm trying to work out my payments on a mortgage calculator to check if it matches what my payments will be and, more importantly, how much of an overpayment it would take to bring down the term of the mortgage by 2 years. I've done a search on here and got a load of calculators but…
-
Advise please on re-mortgage
hi my partner and i are looking at remortgaging his current property to do a number of things really 1. Get a better rate currently paying 6.5 % 2. Change it into a joint mortgage 3. Get some extra money to pay off debts, new kitchen and bathroom (needed badly fed up off cooking on a camping stove) The amount we will be…
-
Nationwide overpayment
Anyone know how easy it is to make over payments with Nationwide. I do my banking online, but can't see any way of making point and click over payments! anyone know of a mortgage provider that does? I have a meeting with a financial advisor this evening and have a base line of: Good Fixed interest rate for 5 or 10 yrs…
-
Mortgage offered, then offer lowered ... can someone help?
deleted no answer
-
no settlement - help
I was notified three years ago that my policy would have a £4,000 shortfall and I should take action immediately to ensure financial stability. I did. I complained to the Financial Ombudsman service. This complaint has taken them three years to deal with and they have now reached a verdict. They say in the three years it's…
-
Re Mortgage Advice
Bit of an odd one this... Our house needed some emergency building work, as 3 of the exterior walls were dangerous, and needed complete rebuild. due to the urgency of the work, we paid for it all on crdit cards....(around 30k) (i know...but it was either that or have the house fall down) Now given that we have a 120k…
-
1st-time buyer, £100k salary, £100k/year poker, £100k savings, how much can I borrow?
I am an IT contractor, earning £450/day, contracted since January (previously employed). I'm operating under an Ltd company. Company turnover should be pretty much bang on £100k/year when you factor in holidays. Contract expires currently end of September, but should be extended to end of 2007, at £500/day. Paying little…
-
mortgage broker in cambridge
Anyone recommend a good mortgage broker in the Cambridge/Royston area??
-
Good choice for cutting plotter and laser engraver
<a href="http://www.sulekha.com/blogs/blogdisplay.aspx?contributor=hflaser">cutting plotter</a><br> <a href="http://www.sulekha.com/blogs/blogdisplay.aspx?contributor=hflaser">vinyl cutter</a><br> <a href="http://www.sulekha.com/blogs/blogdisplay.aspx?contributor=hflaser">laser engraver</a><br> <a…
-
Remorgage now or later?
Hi Guys I'm just after some basic advice if that's OK. We're coming to the end of our fixed rate period and want to tie in for another 5 years but we're planning on doing an extension next year so we need approx an extra 30k. How the question is do I get thje whole amount now and just keep the 30k in savings until we need…
-
shared ownership... who offers it?
Hi there, Have been hearing alot about shared ownership, how does it work exactly? which lenders offer it etc? Best Wishes Luke :beer:
-
Help - cash out our stick in.
I've got an endowment with Lincol UK. The fund is Aggressive Managed 4 and I am currently paying in £94. I took the policy out in 1993 and current surrender is £12400, though they have offered £5400 miss sell compensation. I just need advise as to whether to cash out or carry on paying the premiun.
-
Bankruptcy help
help.......... my partner is being threatend with bankruptcy over a debt which is just hers. we have just remorgaged the house and I have only just had her added onto the deeds/morgage. So if my partner is made bankrupt can they sell the house?
-
Endowment (out)
I was miss sold an endowment policy from Legal & General; I was given all the promises with emphasis on the extra money I would receive over and above clearing off the Mortgage. I eventually cornered L&G but they offered me compensation of only £2000, I pointed out that previous figures supplied by the company did not…
