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Mortgages in Spain
I shall be completing the purchase of an apartment on the Costa del Sol at the end of this year. Does anyone have advice on what bank to use, best rates etc. etc. Many thanks PaulW
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bridging loan for pensioner!
My 75 year old Mum has found her dream bungalow, unfortunately she is 80k short. She has put her house on the market which should go for about 115k, it's mortgage free. She doesn't want to lose the bungalow and doesn't want to wait till her house is sold. Does she have any options at her age? I would borrow it for her but…
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Calculating Outstanding Mortgage
I'm trying to use excel to calculate how much of my mortgage is currently outstanding. I am using my 2004 mortgage statement to test it and the figures are slightly out. Does anybody have a link to a calculator pls. Many thanks
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newbie help
:) Hello everyone, I'm new to this site and to the world of mortgages. A few questions if you don't mind. Myself and my girlfriend will be looking to buy a property in the near future and would appreciate the good independant advice. I am paid in cash on a weekly basis but can provide proof of income with wage envelopes…
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Advice please for a first time buyer - offset mortgage
Can anyone please give me some advice I am a first time buyer about to get a large mortgage - now I want an offset mortgage without any penalties because my parents may sell their house and stay with us in a year (but they want to wait a short while before they sell their house to see if there will be enough space in my…
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Help!Any ideas?
:eek: Hi. First time post here, but feeling a bit desperate. I am moving with one son to different town to be nearer elderly mother and rest of family. Two main questions for anyone in the know 1) is there a problem with morgage companies taking into account all benefits as well as salary eg. working tax credit and CSA…
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endowment mis-selling--- i give in
sold policy in 1986 by dunfermline building society they adv me that the legal and general policy sold was an ifa within dunfermline building society after 5 weeks l & g have advised it was a company called wimpey insurance services insurance brokers not on fsa list , called fsa - nothing called ombudsman but they WILL NOT…
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Buy to Let Remortgage - low early redemption fees
Hi Does anyone know of any company doing a buy to let remortgage with low or preferably NO early redemption fees? I can find plenty of deals for ordinary remortgages but none for Buy to Let. Thanks DD
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2 year fixed with more money on top.
I have my mortgage that is coming to an end on 31st July & have ben looking around for what 2yr fixed deals there are. I am with Alliance & leicster at the mo & after looking at Portmans 4.39 was nearly going for them until i saw all there charges & Im better of sicking with A&L at 4.64. I want to put an extra £25k on top…
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Just used a mortage calculater....
Hi all, i just used a mortgage calculator, and to say the least i was really surpirsed and shocked. Heres my situation, i currently pay 400 pound a month on a 80grand mortgage, for 40!!! yes 40 years, at 5.39%. if i was to up my payments to 500 apparently it shaves 20 years and saves 50 odd grand!. I did some other…
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Solicitor & Estate Agent Fees
I am about to sell / purchase a house. I have been quoted about £3600 selling fees and £4000 purchasing fees £7000+ in total (includes £2350 stamp duty & 1% selling commision) Can this be added to the mortgage? Cheers Angel1403
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End of term and changes to deeds
Hi all. I am coming to the end of a 5 year fixed-rate mortgage and am looking to remortgage in the next couple of months (the fixed rate ends at the end of July but I then have a home- owner loan where the fixed rate ends in September). I am then looking to change the mortgage to a joint mortgage with my partner. We will…
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Please Help - Mortgage Newbie
What does this mean: The overall cost for comparison is 5.9%:. Is this the actual interest you're paying for the mortgage or is this the current market rate? Many Thanks
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Help: Buying a new home-renting existing one..
My current mortgage on flat is with HSBC and I’m currently planning to buy a new house. The flat is going to be rented out. HSBC is ready to give me a deal on new property but asking me to take the current mortgage to another lender as it won’t meet their criteria. My questions– 1) Can I keep my existing mort with HSBC on…
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Remortgaging
I have a quick question about remortgaging. I am about to apply for a new mortgage and was wondering how much I should apply for. I basically just want to transfer the same value to a new lender, but I would like to have a bit left over to cover legal costs etc. Do I just apply for a rough estimate over my expected…
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Bad Advice on Remortgaging
We have recently moved and were advised to take out a mortgage with Kensington as we had missed payments on our previous mortgage and we also needed self certification. We were told our repayments would be 1000 per month for the 1st year rising to 1200 for the 2nd and 3rd year. We thought we had only 1 missed payment on…
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What is the best graduate / 100% mortgage out there?
Hello everyone: this is my first post, so forgive me if it's a bit rough around the edges... I'm considering buying a place in London 9-12 months from now, and I've been doing some checking to see what it's going to cost. So far HSBC have offered to give me a 100% mortgage up to the value of 200k, using their "Homestart"…
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bridging loan reqd : 100% purchase and 100% refurb costs
Hi there, Im looking for a mortgage broker or bridging company to arrange 100% purchase and 100% refurb costs on a property purchase and conversion; well as close as possible to this. Purchase is around £500k and the refurb is £200k. PM me if you can help. Cheers.
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2 homes 1 mortgage?
Does anyone knoe if this is possible?. I,ll tell you the reason why, i have a house i,m buying at the minute with about £20k left to pay off but i would like to move to another house and keep this one to rent. Do i have to go down the buy to rent road or does anyone know of any other way i can do this hopefully as cheaply…
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DSS Mortgage
Does anyone know of a company who will lend to DSS claimants?
