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Mortgages & endowments
Archives for April 2005
Discussion List
is misselling about endowment value or in comparison to repayment mortgage?
Hi everyone My building society agrees that I was given the wrong advise in 1988. But because I paid of a 15K lump sum in 1993 (early on in the mortgage) their numbers show I would break even if I cashed in now and took an early surrender versus my having had a repayment mortgage. Infact they suggest I cash in now and…
pay endowment premiums or mortgage
I could do with a little advice please. I have been paying in two endowments with (formerly national mutual of Australasia) Friends Provident totaling £80.00 per month, ince the early 80's. Obviousley at that time the bonuses were high. Now I have just had a statement from FP stating that that with the total gauranteed…
endowment policy with no mortgage
Hi, I have been left an inheritance which i would like to use to completely pay off my mortgage .......... what happens to my endowment policy? I dont want to cash it in.
Do you have to have a mortgage?
Say you had just a few thousand left on your mortgage can you transfer the amount to a personal loan or credit card?
Easy Decision???
Hi All - I am buying my first home soon and have decided on a 3 yr fixed rate. After doing a number of searches and comparisons using this site and a couple of others I have found one from the Portman Building Society (4.79%, 6.5% APR)that for the period has the cheapest rate/monthly payments and no tie ins after the fixed…
Abbey - Credit Searches
HI I want to apply for a home loan to be added onto my mortgage and was going to do it today, however, I applied for a washing machine using interest free credit for 10 months from Currys two days ago and was worried the another search so soon would go against me. Sorry if this is a silly questions, I really need the home…
Alliance & Leicester Cashback Conundrum!
We have taken out a new mortgage with the A & I for our new house which we move into in May. The deal was a 5 year fixed rate with £250 cashback and an extra £250 cashback as we are existing customers. On the homepage it has details of this…
Simon T
I have an Endowment from zurich. I am moving out of the country permanently and so want to get shot of this underperforming fund. Any advice on either surrendering to the company or selling onto a third party. The endowment is 5 years old. thanks
Nationwide mortgage if I cancel my credit cards…
Nationwide will only give me the mortgage I want if I pay of my £12,000 on credit cards. I've got over £30,000 in savings (and the credit card debt is on 0% APR), but they won't listen. Any way around this? They'll give me a month to close the cards. Will they check to see if I've cancelled the credit cards?
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