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Mortgage-free wannabe
Archives for September 2006
Discussion List
A Quick Bancrupsy Q please
Is there someone online or similar that you can check if someone has been made bancrupt on please?
Letting a room out
Of course this seems like a good way to make a bit of extra cash, but just wondered if anyone had seen the schemes that are in local papers where you take in a 16/17 year for maybe three-six months? I rang up to get information and was told it is kinda like fostering (I just wanted the £100 a week, not sure I want to…
halifax mortgage question...
i bought my first house with my partner 2 and half years ago. we borrowed £87,000. mortgage is with halifax on a full repayment, capped for 3 years. we pay £500 per month. we had an annual mortgage statment though a few months ago and it was £88,000 MORE THAN WE BORROWED!!!?????? when will this start to come down? and why…
Advice re overpayments or savings
Evening all, I currently have a mortgage of 57K (3 year discounted/flexible deal @ 4.94%), house value is approx 145k. I have 6k in 2 ISA's and 4K in a 4.75% savings account. I can make overpayments (as much as I like as long as it isn't redeemed in full) but would it be sensible to make such overpayments (as much as I am…
C&G strike again - Overpayment wrongly applied
Hi In August we made our final overpayment for the year (reached the 10% allowance) and was really annoyed to see that again (2nd time) C&G applied to reduce the monthly payment and not the term. We have a tracker mortgage therefore the payment was going up in September. No worry called C&G and asked for the problem to be…
New MFW
Hi Our Mortgage was completed on Wednesday so today is Friday and we have just had a chat and decided that we wanna be MFW's. We have worked out that we can regularly over pay by £20 a month which going off the calculators knocks 2 and abit years and saves over £5000 :j . We are also going to use my old piggy bank to be a…
mortgage free in 5 years?
Hi, part of this query/ask for help has been posted on the mortgage thread, but I still need help. £31k due november 2011, with Bristol & West, on svr 6.8% I think. Interest only, no vehicle with which to repay. Payments now £170/month, as much as we can afford. My employment is not secure, our total income is only £17,…
advice pls - offset mtge, Leek United BS
Hi everyone First post, plse forgive any errors. I'm looking to switch to an offset mortgage and have done a fair amount of digging around to find the best deals. One esp looks good - 4.99% for term with Leek United BS. Various fees etc but don't look unreasonable. Does anyone have any experience with this particular…
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