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MoneySaving mums
Archives for February 2018
Discussion List
Childcare vouchers vs TFC
I am currently on maternity leave with my first child. so have never used the childcare voucher scheme offered by my employer. However, my husband is self employed, so I am wondering if it would be more beneficial for us both to join the TFC offered by the government, rather than just me join the scheme offered by my…
What we spent on baby before he was born
Hello MSE :) I thought I'll post this, as a lot of people ask about how much they need to save before committing on starting a family. I might update this thread with post-pregancy expenditures. Firstly a bit about us: Mr & Mrs Natureboss got married in 2015 and found out we were pregnant around June 2017 Baby's due date…
Discount Vouchers Websites
Why don’t you try to create your own coupons/discount voucher website? As a MUM, It’s really wise idea if you have planned to create a business model which includes coupons then surely your business will become the most famous in this e-commerce business platform. Confusing you? Where & how to create a coupon business…
Child Maintenance Payment Protection???
I'm interested in finding out if there is any kind of insurance I can buy to protect my incoming Child Maintenance payments? I have read about getting life insurance against my ex, however I really want insurance against him intentionally defaulting too? Any information welcome! Thanks.
Pregnancy and Mortgage
Hello In need of advice/guidance. My partner and I live in a 1 bed maisonette, unfortunately I miscarried a few weeks ago and it got us to thinking that we would like to try again but we will need a bigger place. We went to see a mortgage advisor the other day and he said we could afford to buy a house/flat (I have…
Free Family Days Out?!
Hi There, Apologies if this has been covered before in the forum! I don't earn an awful lot of money and I want to take my kid out (6 years old) for the day this weekend that isn't reliant on being outdoors in case the weather is bad at this time of year and is cheap or free? I like to take a packed lunch and I can drive.…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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