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MoneySaving dads
Archives for October 2015
Discussion List
HMRC Dispute, Tax credits
I am new to this so I may be posting this in the wrong section, Please make me aware if so. Anyway on to my tale of absolute frustration with the old reliable HMRC. During 2012 My partner and I moved in together, she was claiming Tax Credits as I was an apprentice and she wasn't working at the time due to the birth of our…
Separation, informal, what should I get in writing?
Myself and my wife of 5 yrs, together 17, are separating. We have 3 kids, 2 primary school, one just started secondary. Neither of us can afford to buy the other out of the mortgage, but we have done sums and with family credit for her, we can just afford for me to rent locally (this is essential to us). I earn more, but…
Financial Query
Hi All, Myself and my ex partner separated in 2006, we agreed (not via the courts) but through a solicitor that I would pay support direct to my ex for my 2 children (subject to CSA regulations) until the youngest left full time education. The CSA guidelines at the time stated that I would pay 20% of my net income each…
Divorced but need financial settlement.
I have been separated from my ex wife for 2 years now and divorced for 3 months. Although we are divorced, we do not have a financial settlement in place and this is something I now need to do so I can sort out my own finances and hopefully buy my own place eventually. The only Asset we have is the marital home which she…
Request judge for retrievel text records on grounds for divorce
Is it possible and how would I go about retrieving records of old texts from a pay as you go Orange mobile on grounds for adultery and divorce ? I read one can request from a judge. These records are retrievable..yes,as GSCQ has them all already. Thanks :sad:
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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