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MoneySaving polls
Archives for January 2020
Discussion List
MSE Poll: What proportion of your income is spent on your mortgage/rent?
Poll started 28 January 2020 Take what you pay on your mortgage or rent (include any service charges or ground rent but NOT council tax, insurance or other bills) and work out roughly what percentage of your monthly take-home pay/income (including benefits) it is. If you have joint finances which are intertwined then give…
MSE Poll: How much do you spend on holidays in a year?
Poll started 21 January 2020 It's January, peak holiday-booking season, the time of year when travel firms compete for our cash with special offers and deals. So this week, we wanted to know how much of your income you spend on them. How much AFTER-TAX income do you spend on all your holidays (UK and abroad) in one year?…
MSE Poll: How much data do you use on your mobile?
Poll started 14 January 2020 With the growing use of social networks, streaming services, gaming and more all done on mobiles, we wanted to see how much data you crunch in a month. How much data (via a 3G, 4G or 5G signal, not Wi-Fi) do you USE in a typical month? If unsure, check your data usage settings or your mobile…
MSE Poll: Parcel delivery firms: which are the best and worst?
Poll started 7 January 2020 Now the festive season is over, Santa finally has the chance to rest – yet for parcel delivery firms (which helped), it's business as usual. Over the past few years, we've heard a variety of horror stories, ranging from no-shows to mis-delivered parcels and even items being left in the bin. So…
MSE Poll: How did you fare financially in 2019?
Poll started 2 Jan 2020 At the start of the New Year, we wanted to find out if you're financially better off now than you were at the start of January 2019. Whether you saved money, paid off debt, overspent, borrowed or had a pay rise, tell us how your household finances fared over the past year. Click here to vote in the…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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