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MoneySaving polls

Archives for March 2012

Real life MMD: Should I pay for a broken teapot?
Money Moral Dilemma: Should I pay for a broken teapot? A friend visited me and we took a trip to the city and browsed the antique shops. On his return he phoned me and asked me to go back to buy a teapot for him that he had spotted. I made a special trip to get it but on the way home I dropped it and it smashed. My friend…
Real life MMD, "kitty" money left over after most members have gone home,
after a recent night out with 10 people, we decided to have a "kitty" everyone put £20 which lasted more than halfway through the night, then everyone put in another £20 each, shortly after this 5 out of the 10 people said goodnight and went home with no mention or concern about the money which was left in the kitty, which…
What should the maximum Income Tax rate be?
Poll started 26 Mar 2012, click here to vote If you were in charge of the tax system, what would you set as the HIGHEST Income Tax rate that anyone should pay? Which is nearest to your view? 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% 70% 75% 80% 85% 90% 95% 100% click 'post reply' to discuss below. Thanks :)…
Real life MMD: She broke my phone — should I make her pay?
Money Moral Dilemma: She broke my phone — should I make her pay? I was talking to my boss when my mobile rang. A colleague tried to pick it up and dropped it. It seemed to work okay when reassembled, but it went dead the next day. It cost me £500 when I got it last year and was not insured. I asked her to pay for a…
Buying cigars online
Hi all looking for some advice, is it possible to buy cigars online from say Holland or other ec country,would love to hear from like minded people who have done this if it is indeed possible,
Should Sunday trading restrictions be lifted?
Poll started 19 Mar 2012, click here to vote The government has announced that restrictions will be lifted during the Olympics, but should restrictions be lifted permanently? Which of the following is closest to your view? I’m a practising Christian Prohibit all Sunday trading Keep Sunday trading rules as now Allow trading…
Real life MMD: Should I ask the school for compensation?
Money Moral Dilemma: Should I ask the school for compensation? In February we booked a holiday to Tenerife for us and the kids in October half-term, and paid over £1,600. We have since received a letter from the school saying the half-term dates have changed and the week we booked is incorrect. The cancellation fee is…
Would you pay more to buy British?
Poll started 12 Mar 2012, click here to vote Many goods sold in the UK are made or imported. Buying British can help UK manufacturers and may be more environmentally sustainable – yet if it costs more, would you pay more? Which of these would you be willing to pay more for to buy British? None Cars Your clothes Childrens…
Real life MMD: Should I ask my brother-in-law for unpaid rent?
Money Moral Dilemma: Should I ask my brother-in-law for unpaid rent? When my wife and I bought our first flat, money was tight, so we rented out rooms to help with the mortgage. One lodger was my niece, and my brother-in-law paid her rent. Or rather, he didn't. He owed £1,000 when she left. My wife says he has done jobs…
'Have you saved in a cash ISA this tax year (ie since April 11)?' poll
Poll started 5 Mar 2012, click here to vote A cash ISA is simply a tax-free savings account. You're allowed to put in £5,340 per tax year – then it stays tax free year after year. Yet the cash ISA year end is nearly upon us (5 April), and if you don't use it you lose it. Which of the following is closest to your situation?…
Real life MMD: Should I take the redundancy money?
Money Moral Dilemma: Should I take the redundancy money? My company's making people redundant, but I'm likely to be safe as my performance is good. But I'm expecting a job offer from another company, so am considering volunteering for the redundancy (payout c. £2,000). My view is the company (which is large) doesn't lose…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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